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If you cancel a Scotia card do you lose the points?

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  • Mar 17th, 2022 4:33 pm
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[OP]
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Nov 1, 2017
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If you cancel a Scotia card do you lose the points?

I'm a little confused on how Scotia's scene+ stuff works.

If I cancel the passport card do I lose the points? Under the old program you'd transfer the points or use it before cancelling.

Or are the points tied to the scene account#?


P.s it's really lame how Scotia gives you one annual free waiver per 2-3? years. I've had the momentum visa for years now, and pay the annual fee because it's a good match for me, but apparently that makes me ineligible for the fyf on the passport. They said if I cancel the card now, they'll refund the fee so I can't use the points for travel like I originally intended.
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Going to the Moon
You should be able to transfer the points to the debit card. Also, since it's possible to hold just a scene loyalty points card, you could hold the scene points there, but they'll likely eventually expire if left unused for too long.
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Jan 16, 2007
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You earn Scene+ points, they are pooled under a single Scene+ account - there is no transferring to the debt card. From the FAQ:

Your Scene+ account may be closed if you don’t use your Scene+ Membership Card to earn, redeem or complete any other reward transaction activity in more than 24 consecutive months.

However, one exception is that if you have a Scene+ Scotiabank Product, your Scene+ points will not expire as long as your Scotiabank product that is eligible for the Scene+ program remains open.

You’ll be provided with notice in advance if your account is ever at risk of being closed.
Banking: Alterna Bank (2.5%)
Investing: Qtrade Direct Investing
Spending: Scotia Amex Gold (6 pts/Sobeys, 5 pts/dining, 1 pts/rest), Scene Visa (1 pts)
Mobile: Eastlink 10GB Rollover ($45/mth)
[OP]
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joshnet wrote: You earn Scene+ points, they are pooled under a single Scene+ account - there is no transferring to the debt card. From the FAQ:

Your Scene+ account may be closed if you don’t use your Scene+ Membership Card to earn, redeem or complete any other reward transaction activity in more than 24 consecutive months.

However, one exception is that if you have a Scene+ Scotiabank Product, your Scene+ points will not expire as long as your Scotiabank product that is eligible for the Scene+ program remains open.

You’ll be provided with notice in advance if your account is ever at risk of being closed.
So, Scotia clearly tracks which card earned the points, but there shouldn't be any risk in cancelling that passport card?
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Jan 16, 2007
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Based on current policy I would expect it to be fine to cancel it.
Banking: Alterna Bank (2.5%)
Investing: Qtrade Direct Investing
Spending: Scotia Amex Gold (6 pts/Sobeys, 5 pts/dining, 1 pts/rest), Scene Visa (1 pts)
Mobile: Eastlink 10GB Rollover ($45/mth)
[OP]
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Canceled the card.
Scotia said I'd lose all my points, but looks like it's been transferred. Hopefully it stays this way and I don't lose them.

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