Index investing - Not going so well for me.
TDB900 TD CDN INDX -E /NL'FRAC 35.80%
TDB902 TD US INDX C$ -E /NL'FRAC 33%
TDB909 TD CD BD IDX-E SE/NL'FRAC 9.70%
TDB911 TD INTL IDX E SER/NL'FRAC 21.60%
All i have seen till now for the past year is, after putting in 15k, the total value is dancing around the 15K, mostly around $14,600.. rarely $15,200. Now its $14,500. Not sure if i am doing something wrong here. Being impatient? Many blogs say that, i should i buy when market is down, I do have collected more money in my savings, that i have in tangerine savings, Should i invest that too?
Being a newbie to this, any insights are welcomed and will be helpful.
FYI: I am 26, just started working last year after graduation. Do not have much expenses.(Saving around 2.5K / month after expenses) So don't need that money for any foreseeable future. Just looking for better utilizing my money.