Insurance/Car for two months

Rent a vehicle. You don't want her driving your vehicle because if she has an accident with your car, you will have the claim on your policy.

ncnmra wrote: ↑ My sister-in-law is coming to stay with us for two months for a work placement.

What's the best option for a vehicle for her? Rental? Turo? Beater with some sort of short term insurance?

Any advice appreciated!

COSMIC5 wrote: ↑ Rent a vehicle. You don't want her driving your vehicle because if she has an accident with your car, you will have the claim on your policy.

Two separate rentals under <30 days each with at least 48 hours (at least one full calendar day) between rentals.

hoob wrote: ↑ Two separate rentals under <30 days each with at least 48 hours (at least one full calendar day) between rentals.

Why is that?

ncnmra wrote: ↑ Why is that?

Not OP, but I'm assuming they're referring to credit card rental car coverage.
You'll have to read the fine print on your (sister's) card specifically but most have a certain range that they cover. I've seen some as long as 48 days and some under 30 days.
They are right where you should leave a day in between just in case, but if it's absolutely necessary you can end on day 10 and rent again on day 11. It's easier to argue though if you end on 10 and rent again on 12.

If you use the rental companies' insurance or have insurance of your own, you can rent for as long as you want without breaks.

COSMIC5 wrote: ↑ Rent a vehicle. You don't want her driving your vehicle because if she has an accident with your car, you will have the claim on your policy.

There is an endorsement available if she has her own insurance, no? I mean, if they really wanted to go that route?

C

as I understood it, a relative is coming to visit; therefore, she has no car or insurance

CNeufeld wrote: ↑ There is an endorsement available if she has her own insurance, no? I mean, if they really wanted to go that route?

C

COSMIC5 wrote: ↑ as I understood it, a relative is coming to visit; therefore, she has no car or insurance

Nothing like a question with not enough information given to answer.

C

Relative is coming from BC. She has her own car there but obviously won't be bringing it with her. She will continue to have her own insurance out west for the time she is here.

Not sure if it makes any difference?

EDIT: I thought of buying a cheap car for fun and later selling it, or making it into a track car LOL. The insurance side of things rains on the parade, as it does with most ventures.

If the intent is commute for work only. Might be easier just to take Uber.

ncnmra wrote: ↑ Why is that?

This aligns with most of the conditions required by insurances covering use of other temporary vehicles (primary car insurance they already have, LDW coverage from CC, even some coverage bought directly from car rental companies, etc.)

They'll have to check the coverage policies in detail to be sure, but the most common limit is 30 consecutive days, at at least one full calendar date (not "24 hours" or "different dates") between between consecutive periods of coverage.

ncnmra wrote: ↑ Relative is coming from BC. She has her own car there but obviously won't be bringing it with her. She will continue to have her own insurance out west for the time she is here.

Not sure if it makes any difference?

EDIT: I thought of buying a cheap car for fun and later selling it, or making it into a track car LOL. The insurance side of things rains on the parade, as it does with most ventures.

Get her to ask her insurance company about the “Non owned coverage”. Confirm with your insurer that this protects you.

C