Insurance for New Driver

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Jun 22nd, 2018 10:08 am

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Jun 18th, 2018 12:14 pm

mrct1944 [OP]: Sr. Member; May 28, 2012; 584 posts; 567 upvotes; ONT

Jun 18th, 2018 12:14 pm

Insurance for New Driver

I am helping a new immigrant/new driver to get insurance. Female, 30 years old, east GTA area. Looking for recommendations. Are companies such as Kanetix and lowestraces.ca the best way to get rates from several companies?

Thanks!

8 replies

Jun 18th, 2018 12:20 pm

BigBacala: Member; Mar 1, 2011; 457 posts; 117 upvotes; Stoney Creek

Jun 18th, 2018 12:20 pm

Research different rates for different vehicles as well. 2 very similar vehicles can have insurance rates of over $500 difference within the same company. What you may think you are saving on fuel savings, or purchase price can be outweighed by different premiums

Jun 18th, 2018 12:22 pm

booblehead: Deal Expert; Jul 30, 2007; 32067 posts; 19279 upvotes; Toronto

Jun 18th, 2018 12:22 pm

those online quote sites are a good source starter. You will still have to call in to get the 'REAL' premium figures.

You should also expand your quote search by getting some insurance brokers involved as they will shop the best rates for you.

+1

Jun 18th, 2018 12:29 pm

CardinalComb: Deal Addict; Apr 15, 2014; 1041 posts; 867 upvotes; Toronto, ON

Jun 18th, 2018 12:29 pm

You can get insurance quotes online through the insurance company's websites. I would start there.

Please respond

Jun 18th, 2018 10:20 pm

absolut123: Sr. Member; Apr 20, 2009; 654 posts; 311 upvotes

Jun 18th, 2018 10:20 pm

Did this individual have auto insurance abroad and can they prove it? If so, it's best to speak with a broker who will work with you to get that experience recognized as well as it is a major rating factor. Online quoting tools, typically quote based on Canadian and US driving experience only.

+1

Jun 19th, 2018 9:38 am

Zombly: Member; Feb 20, 2017; 332 posts; 103 upvotes; Barrie, ON

Jun 19th, 2018 9:38 am

I usually find belairdirect pretty reasonable for new drivers but haven't checked in quite a while, it won't be too cheap if I remember it can range from 230-400/mth depending on the vehicle.

+1

Jun 20th, 2018 1:56 pm

Symplr: Member; May 17, 2018; 277 posts; 125 upvotes

Jun 20th, 2018 1:56 pm

mrct1944 wrote: ↑ I am helping a new immigrant/new driver to get insurance. Female, 30 years old, east GTA area. Looking for recommendations. Are companies such as Kanetix and lowestraces.ca the best way to get rates from several companies?

Also consider Sonnet, which targets new drivers.

“Of this one thing make sure against your dying day – that your faults die before you do.” - Seneca

Jun 20th, 2018 3:52 pm

radeonboy: Deal Expert; Mar 22, 2004; 15264 posts; 6327 upvotes; RFD

Jun 20th, 2018 3:52 pm

Belair is always expensive for me, also same for TD.

Lowest I've had is from Johnson Insurance (Unifund)

Jun 22nd, 2018 10:08 am

COSMIC5: Deal Fanatic; Aug 11, 2008; 9336 posts; 1898 upvotes; Ontario

Jun 22nd, 2018 10:08 am

shop around, call some Brokers, they can shop their markets for quotes

RIBO LICENCED INSURANCE BROKER, over 35 years experience

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