Insurance & new driver with differerent households
My son just received his G2 license and I'm running into a insurance situation I didn't account for. Maybe others on the same situation can give me insight. He splits his time between 2 different households (divorce, 50/50 split). Was trying to add him to our policy for insurance. During the course of the discussion with my insurance I discovered that he can only be part of one policy. In this case his Mother added him to her policy first.
What I'd like to know is the following:
1. Its a fact that when he's with us I can , with permission, allow him to drive our car(s) - and that HIS MOTHERS policy will cover his insurance needs correct?
2. Would I need to disclose the cars he will be driving to his Mothers insurers?
3. What would he need to carry with him (insurance wise) in order to drive our cars and in cases where he gets into an accident?
4. [EDIT: added]: Wonder if "Primary" household plays a role as well....
We're from Ontario btw.
Much appreciate any insight.
What I'd like to know is the following:
1. Its a fact that when he's with us I can , with permission, allow him to drive our car(s) - and that HIS MOTHERS policy will cover his insurance needs correct?
2. Would I need to disclose the cars he will be driving to his Mothers insurers?
3. What would he need to carry with him (insurance wise) in order to drive our cars and in cases where he gets into an accident?
4. [EDIT: added]: Wonder if "Primary" household plays a role as well....
We're from Ontario btw.
Much appreciate any insight.
Last edited by Velvetsmack on Aug 14th, 2019 2:24 pm, edited 1 time in total.