Insurance only replacing 1/3 of the roof
My house has hail damages from last summer. We just notice some damage so we just contacted them earlier this year. They sent a contractor to check the damages. Just got a copy of the quote and looks like they only replacing the front side of the roof and repairing the left side and that's it. Is this normal? I am planning to call a few roofer companies to check and get second opinion. My concern is that the colour would be different (makes the house looks funky) and on top of that the old roof is already 15 years old .. so if we are going to replace it down the road.. the one that just got replace would just be a waste since I am sure we want everything to be replaced then. Any suggestion on how can I handle this? Should I just go with what they want to do (the insurance company) or should I fight it?