Insurance question...is the car insured when I drive it or not?
Monday - Get a call from insurance company and tells me it's a write-off and I have 3 days of rental coverage. Told me that another agent will be taking over the case since it's a write off.
Tuesday - Get a voicemail from insurance company telling me that they need some more information about the vehicle for a proper valuation (no problem, i'll give them whatever they need). They inform me that the vehicle is "not repairable" (I believe it exceeded the 70% value of the vehicle). They also believe the vehicle to be at an auto collision centre when it's on my driveway (I called them after hours and left them a voicemail about this).
So my question is this...if I drive the vehicle tomorrow for work (I leave for work at 6am before their office opens), is the car considered insured when I drive it even when I've been notified it's "not repairable"? As I haven't been advised "not to drive it"?
Thanks for any advice on this as it's a bit "murky" as the insurance company thinks for some reason it's at XYZ collision centre when it's not. And I can't seem to get in touch with anyone at 6am and it's past their evening hours right now.