Invalid NSF
In paying my property taxes to the Township of McMurrich-Monteith, Sprucedale, Ontario, I was charged an NSF for my HSBC cheque I sent the township.
The township banks with TD Bank. The township sent me a photo copy of the TD Bank reason for not clearing the cheque. "Not eligible for clearing"
I called my bank HSBC, to ask them why they rejected paying the cheque and they assure me there was no attempt made by TD to post the cheque to them.
And that if TD had posted the cheque, there was sufficient money to clear the cheque. I called the township and they called TD and TD came back with the same reason (I was told).
Has any one been in the situation. Apart from not using cheques, and believe me I want to, just that the township is not registered with HSBC, what else can I do to not pay the NSF which I should not have to pay ... any advice would help...
The township banks with TD Bank. The township sent me a photo copy of the TD Bank reason for not clearing the cheque. "Not eligible for clearing"
I called my bank HSBC, to ask them why they rejected paying the cheque and they assure me there was no attempt made by TD to post the cheque to them.
And that if TD had posted the cheque, there was sufficient money to clear the cheque. I called the township and they called TD and TD came back with the same reason (I was told).
Has any one been in the situation. Apart from not using cheques, and believe me I want to, just that the township is not registered with HSBC, what else can I do to not pay the NSF which I should not have to pay ... any advice would help...