Real Estate

It's next to impossible to pay the rent working full time for minimum wage, new report calculates

  • Last Updated:
  • Jul 19th, 2019 2:29 pm
15 replies
Penalty Box
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Aug 11, 2005
3965 posts
1273 upvotes
They should raise the minimum wage in Toronto! Bulls are going to cry that they should just not live in Toronto but the reality is that you need people to serve Starbucks and McDonald’s.
google NotDoug
Sr. Member
Jan 12, 2017
545 posts
206 upvotes
Much ado about nothing. The whole premise of affordable housing programs is a subsidy for minimum wage earners.

If minimum wage was a living wage, affordable housing subsidies should be eliminated.
darkcloud8282 wrote:
Jul 18th, 2019 6:40 pm
minimum wage =/= living wage.
Luckyinfil wrote:
Jul 18th, 2019 6:47 pm
They should raise the minimum wage in Toronto! Bulls are going to cry that they should just not live in Toronto but the reality is that you need people to serve Starbucks and McDonald’s.
Newbie
Feb 7, 2018
71 posts
76 upvotes
Garbage report with flawed methodology by a garbage institution. A single earner on minimum wage should not be enough to afford the “average” 2 -bed apt in a city in Canada in 2019. If you can’t work hard enough to make something of yourself then you don’t deserve anything more than minimum standards (housing, food, car ...). Poverty is a choice not a sentence. Sorry but if you don’t like it there’s millions of immigrants waiting for a chance to have the opportunities a lot of these whiners are wasting.

First off, if they wanted to make things equal they would have a composite measure of house size by sft, age of building, quality of construction instead of # bedrooms. In 2019, if you want to live in the city on minimum wage then you rent a room not a whole apartment. Also, I know that 30% cutoff for their methods is a govt standard - but doesn’t take into account transport costs associated with living in the outlying areas. I’d feel much better spending 35-40% of income on a place that is close to work with a transportation cost of 0 than a place an hour drive away at 30% of income + car + gas + parking etc...

They really need to update these measures as they don’t accurately reflect how Canadians live in 2019. It’s not the 1950’s anymore.
Deal Addict
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Dec 13, 2016
2966 posts
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Luckyinfil wrote:
Jul 18th, 2019 6:47 pm
They should raise the minimum wage in Toronto! Bulls are going to cry that they should just not live in Toronto but the reality is that you need people to serve Starbucks and McDonald’s.
I agree. Raise the minimum wage 50% and rents will go up.
Deal Expert
User avatar
Oct 26, 2003
30506 posts
2518 upvotes
Winnipeg
wiab89 wrote:
Jul 18th, 2019 7:38 pm
Garbage report with flawed methodology by a garbage institution. A single earner on minimum wage should not be enough to afford the “average” 2 -bed apt in a city in Canada in 2019. If you can’t work hard enough to make something of yourself then you don’t deserve anything more than minimum standards (housing, food, car ...). Poverty is a choice not a sentence. Sorry but if you don’t like it there’s millions of immigrants waiting for a chance to have the opportunities a lot of these whiners are wasting.

First off, if they wanted to make things equal they would have a composite measure of house size by sft, age of building, quality of construction instead of # bedrooms. In 2019, if you want to live in the city on minimum wage then you rent a room not a whole apartment. Also, I know that 30% cutoff for their methods is a govt standard - but doesn’t take into account transport costs associated with living in the outlying areas. I’d feel much better spending 35-40% of income on a place that is close to work with a transportation cost of 0 than a place an hour drive away at 30% of income + car + gas + parking etc...

They really need to update these measures as they don’t accurately reflect how Canadians live in 2019. It’s not the 1950’s anymore.
why would a person think it is their right to be able to afford a 2 bedroom apartment?

think that makes big city unaffordable and causing people to move out? there is a link in the same article says otherwise
https://www.cbc.ca/news/business/think- ... -1.5111071

so the conclusion is, there is no issue and everything is working as intended.
Deal Fanatic
Feb 29, 2008
8101 posts
3159 upvotes
wiab89 wrote:
Jul 18th, 2019 7:38 pm
Garbage report with flawed methodology by a garbage institution. A single earner on minimum wage should not be enough to afford the “average” 2 -bed apt in a city in Canada in 2019. If you can’t work hard enough to make something of yourself then you don’t deserve anything more than minimum standards (housing, food, car ...). Poverty is a choice not a sentence. Sorry but if you don’t like it there’s millions of immigrants waiting for a chance to have the opportunities a lot of these whiners are wasting.

First off, if they wanted to make things equal they would have a composite measure of house size by sft, age of building, quality of construction instead of # bedrooms. In 2019, if you want to live in the city on minimum wage then you rent a room not a whole apartment. Also, I know that 30% cutoff for their methods is a govt standard - but doesn’t take into account transport costs associated with living in the outlying areas. I’d feel much better spending 35-40% of income on a place that is close to work with a transportation cost of 0 than a place an hour drive away at 30% of income + car + gas + parking etc...

They really need to update these measures as they don’t accurately reflect how Canadians live in 2019. It’s not the 1950’s anymore.
Agreed, dated metrics. And agree with your whole post and why I get upset with bears who feel they are OWED luxury housing in top locations and are so quick to take from those of us who achieved more.

If you're making minimum wage you really can't be complaining. You also can't be looking to live in a 2 bed or even a 1 bed. You need to be renting a room as you said or a basement apartment. But people are entitled and feel it is their right to live like those who make much more than that.

As far as poverty being a choice, I agree somewhat. There are people who just aren't going to make it for reasons that they can't control. The government has slacked immensely with building low income housing.... They get drunk off of overtaxing and squander the money.
Newbie
Jun 1, 2019
35 posts
21 upvotes
Couples/friends/family have more buying power, on average, than individuals, when it comes to shopping for rentals. Co-habitation is far more economical than individual habitation. This makes individual habitation a LUXURY, like any personal choice that costs more than an alternative, and it should be treated and considered this way. If you want to live on your own, it's going to be expensive.

To me, the question becomes "Should individuals that make minimum wage be afforded the luxury of their own apartment, or should the rest of us (=our taxes) step in and pay for this luxury for them?"
Low Commission & Cash back Realtor
Deal Addict
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Mar 16, 2010
2926 posts
1445 upvotes
Burlington
I had 4 roommates right out of university, and a roommate for 2 years afterward.

Was a bit of a grind, but once I got started in my current career I finally sprung for a 1 bedroom $700/month place in Dundas (cheap apartment but I loved it)

TL;DR, boo hoo get a roommate.
Sr. Member
Apr 19, 2017
775 posts
588 upvotes
Tailwind72 wrote:
Jul 19th, 2019 8:47 am
Couples/friends/family have more buying power, on average, than individuals, when it comes to shopping for rentals. Co-habitation is far more economical than individual habitation. This makes individual habitation a LUXURY, like any personal choice that costs more than an alternative, and it should be treated and considered this way. If you want to live on your own, it's going to be expensive.

To me, the question becomes "Should individuals that make minimum wage be afforded the luxury of their own apartment, or should the rest of us (=our taxes) step in and pay for this luxury for them?"
More than 2 billion Asians have lived in multi-generation households for millennia.
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Deal Addict
Oct 7, 2007
4786 posts
1592 upvotes
Society needs to move away from being ENTITLED to everything and showing more gratification for what they have however humble it may be. In many developed countries like Canada and the U.S., most people have the freedom to work at a minimum wage job OR invest in themselves to do better. As soon as people start feeling ENTITLED using arguments based on fairness of outcomes, we are headed for socialism which means extreme taxation on those who work for a living to subsidize those who can't or won't work just as hard.
Member
Dec 28, 2010
272 posts
55 upvotes
Toronto
hmm...some of the posts seem like people who make minimum wage don't deserve it in first place or feel entitled. Well, having worked at minimum wage and then getting into corporate, I feel, there is a larger problem and corporations play around this as well. Why do people who spend 30+ years on assembly lines of car manufacturers not make minimum wages ? Whereas someone who stands all day and works tirelessly making bagels, coffee at the plaza in downtown gets the low end. Yeah, it always that the franchisee who already owns couple of stores or the bigger listed TSX company cannot afford such an hike. We all know they can! At the same time, many minimum wage earners are exploited in terms of hours they are give, benefits and what not. And truth be told, we need these jobs , it's not like everyone getting a PHD from govt grants in our society would help. For instance, the price for arabica beans are lowest in 13years. Less than $1 a pound. You could buy a cup for a loonie now there is a price hike every year...it might seem we have come a long way in working conditions and safety, but wages , no - not there yet.
Deal Addict
Mar 27, 2004
3200 posts
597 upvotes
Toronto
If you are making minimum wage, you A. shouldn't be living alone, or B. should be living at home
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Feb 29, 2008
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Karma2000 wrote:
Jul 19th, 2019 1:17 pm
hmm...some of the posts seem like people who make minimum wage don't deserve it in first place or feel entitled. Well, having worked at minimum wage and then getting into corporate, I feel, there is a larger problem and corporations play around this as well. Why do people who spend 30+ years on assembly lines of car manufacturers not make minimum wages ? Whereas someone who stands all day and works tirelessly making bagels, coffee at the plaza in downtown gets the low end. Yeah, it always that the franchisee who already owns couple of stores or the bigger listed TSX company cannot afford such an hike. We all know they can! At the same time, many minimum wage earners are exploited in terms of hours they are give, benefits and what not. And truth be told, we need these jobs , it's not like everyone getting a PHD from govt grants in our society would help. For instance, the price for arabica beans are lowest in 13years. Less than $1 a pound. You could buy a cup for a loonie now there is a price hike every year...it might seem we have come a long way in working conditions and safety, but wages , no - not there yet.
We start to go down a really slippery slope when we bring "fairness" into the discussion. I do think wages in Canada are pretty crappy considering the amount of tax we pay for everything....but maybe that's the reason why?

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