Credit Cards

Just cancel card or also close the account?

  • Last Updated:
  • Dec 2nd, 2019 8:05 pm
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[OP]
Newbie
Nov 20, 2019
11 posts

Just cancel card or also close the account?

Just called to cancel a credit card to avoid the annual fee. The specialist asked me if I also want to close the account. I said no and she said she will just leave the account there.

Do I also need to close the account to avoid the annual fee or just card cancellation will be enough? Thx.
3 replies
Deal Guru
User avatar
May 8, 2009
14073 posts
11728 upvotes
Not Leask
F3el96 wrote: Which bank is it?
A generic bank that maintains shell accounts for users who no longer keep any credit or deposit products with them :lol:
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Deal Fanatic
Dec 5, 2006
9211 posts
4503 upvotes
Markham
titaniumtux wrote: A generic bank that maintains shell accounts for users who no longer keep any credit or deposit products with them :lol:
How could you cancel card but leave account open? I thought that's only for sort of auth users

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