Hot Deals

[Kia Canada] 0% financing for 84 months for Kia Sportage and Sorento

  • Last Updated:
  • Nov 10th, 2019 6:44 pm
[OP]
Member
Apr 24, 2013
227 posts
381 upvotes
Toronto

[Kia Canada] 0% financing for 84 months for Kia Sportage and Sorento

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Kia Canada
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I'm in the market for a new SUV and saw that Kia had some really good financing offers.
Kia has been stepping up their game lately with nice features/good value for their vehicles.

no other car manufacturer is offering 0$ financing for 84 months. This makes Kia extremely attractive.

*note - I saw that Kia is launching their new Seltos in Canada next year so I think I may wait to buy that one instead as it looks awesome
278 replies
Jr. Member
Jan 20, 2013
152 posts
209 upvotes
Cold Lake
The price of 0% financing is just built in. You forego the up to $6000 in cash discounts. Still not a bad deal.
Jr. Member
Aug 28, 2016
191 posts
237 upvotes
No way should anything other then a house financed for 84 months be put in a hot deal section unless it’s free.
Member
User avatar
Jul 29, 2003
232 posts
29 upvotes
Lake Country
84 month financing is a terrible idea. You’ll be well into large ticket maintenance items well before you have it paid off.
[OP]
Member
Apr 24, 2013
227 posts
381 upvotes
Toronto
0% financing is a steal, instead of putting the cash up front you can put the money towards an investment.
if you pay cash you are missing out on your opportunity cost for having cash in the first place
Sr. Member
User avatar
Sep 15, 2015
798 posts
734 upvotes
Abbotsford
jobooie wrote:
Sep 30th, 2019 6:08 pm
84 month financing is a terrible idea. You’ll be well into large ticket maintenance items well before you have it paid off.
We found this not to be the case. 2012 hyundai elantra.
100k service which includes the belts. Otherwise, zero large ticket maintenance
Member
Feb 28, 2015
457 posts
240 upvotes
Toronto, ON
pleebent wrote:
Sep 30th, 2019 6:16 pm
0% financing is a steal, instead of putting the cash up front you can put the money towards an investment.
if you pay cash you are missing out on your opportunity cost for having cash in the first place
Or save $6000,put 0 down and get 2.49% financing. Your logic makes absolutely no sense!
Deal Addict
Dec 24, 2002
2789 posts
508 upvotes
Ajax
One thing you need to avoid when doing these deals ..........do NOT pay full MSRP or you are getting hosed.
[OP]
Member
Apr 24, 2013
227 posts
381 upvotes
Toronto
skoalman123 wrote:
Sep 30th, 2019 6:31 pm
Or save $6000,put 0 down and get 2.49% financing. Your logic makes absolutely no sense!
ok i agree, paying cash and getting $6k discount is a better deal.
but without the $6k, i would always choose the 0% financing
Jr. Member
User avatar
Sep 28, 2016
116 posts
71 upvotes
West Canada
DanielM491 wrote:
Sep 30th, 2019 6:24 pm
We found this not to be the case. 2012 hyundai elantra.
100k service which includes the belts. Otherwise, zero large ticket maintenance
I have '13 Elantra still going strong. Pretty sure the Koreans are very competitive with Japanese these days.
Amat Victoria Curam
Jr. Member
Dec 23, 2008
180 posts
152 upvotes
Montreal
If you can negotiate a discount on top of 84 months, it's good. I have 2 KIAs both on 84 months 0% and about 3000$ off.

I have no problem putting it on 84 months because every year it gets less expensive due to raises in salaries (most jobs anyway)
Deal Addict
Aug 16, 2005
2338 posts
407 upvotes
North York
My sister in-law just got a Mitsubishi RVR for $0 down, 0% financing. When we first walksd in we didn't mention we were interested in that and negotiated down the price down about $3500 off the initial asking price. Then financing was based on that amount and if is an open loan so she can pay if off sooner. We went to KIA but there was no $0 offer and it was 2.99% with $2000 down.
Newbie
May 4, 2014
85 posts
121 upvotes
Mississauga, ON
If you need to finance a car for 84 months maybe you can’t afford the car...just saying
[OP]
Member
Apr 24, 2013
227 posts
381 upvotes
Toronto
baqir96 wrote:
Sep 30th, 2019 6:58 pm
If you need to finance a car for 84 months maybe you can’t afford the car...just saying
you could always finance for a shorter period and still get the 0%. but why not do 84 months?
Deal Fanatic
User avatar
Aug 24, 2016
5616 posts
4749 upvotes
Here on earth
plznote wrote:
Sep 30th, 2019 6:03 pm
The price of 0% financing is just built in. You forego the up to $6000 in cash discounts. Still not a bad deal.
Not everyone can afford to shell out 30k plus on a new vehicle.
I have never, nor will I ever buy brand new, because the rate of depreciation is horrifying.
My daughter purchased a 2017 Kia Sportage beginning of this year, and got it for half the sale price of a 2019.
Sure there are some vehicles that hold their value a bit more, but you’ll also pay a higher sticker price for them.
Something a couple/few years old with reasonable kms is ideal.

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