Knowledgeable people on Insurance claims for the Home
Hi guys, coming here for help yet again!
OK, we all pay for House insurance, we know they make a fortune, we have been paying into it for like 30 years, we don't have that much money to throw around and we have problems. So what does it cover, and how many people take advantage of it?
We had a leak in the walls, from a main water pipe that resulted in it dripping through the roof into the bathroom below, ruining the ceiling in the downstairs bathroom, the bathroom upstairs it ruined the flooring making the wood rot (there is literally a hole) and it got so deep downstairs it traveled into the carpet downstairs also.
I know people will say it depends which insurance you have, I think? Its my parents house, so I'll have to ask ... but I think we have a premium type of house insurance which covers quite a few things. I know that insurance companies will likely try to stop you from claiming things, so I was wondering if anyone here has experience making these sort of claims or have tips on how to do it, what to say, what not to say, or if its just a waste of time and not covered?
Either way, let me know, respectfully... thank you. Just seems like if you pay into something for over 30+ years and you have something that goes wrong you'd expect at least a bit of help...
OK, we all pay for House insurance, we know they make a fortune, we have been paying into it for like 30 years, we don't have that much money to throw around and we have problems. So what does it cover, and how many people take advantage of it?
We had a leak in the walls, from a main water pipe that resulted in it dripping through the roof into the bathroom below, ruining the ceiling in the downstairs bathroom, the bathroom upstairs it ruined the flooring making the wood rot (there is literally a hole) and it got so deep downstairs it traveled into the carpet downstairs also.
I know people will say it depends which insurance you have, I think? Its my parents house, so I'll have to ask ... but I think we have a premium type of house insurance which covers quite a few things. I know that insurance companies will likely try to stop you from claiming things, so I was wondering if anyone here has experience making these sort of claims or have tips on how to do it, what to say, what not to say, or if its just a waste of time and not covered?
Either way, let me know, respectfully... thank you. Just seems like if you pay into something for over 30+ years and you have something that goes wrong you'd expect at least a bit of help...