Plastic ones I believe you can choose from 3 colours (see first post). But metal is only one, the ugliest one (no idea why)Oceanhouse wrote: ↑ is koho founded by a gang of girls lol. why are all the cards pink? waiting till they make other card colours to use instore.
Koho Prepaid MasterCard
- Last Updated:
- Mar 27th, 2024 9:53 pm
Tags:
- SCORE+10
- dimon222
- Deal Addict
- Mar 25, 2015
- 1032 posts
- 958 upvotes
- ticat79
- Jr. Member
- Sep 10, 2017
- 122 posts
- 134 upvotes
From what I hear the metal cards are unavailable right now even if you were wanting to get one of these cards.
- markj
- Deal Fanatic
- Oct 13, 2002
- 6877 posts
- 1032 upvotes
- Calgary
yes these are pretty ugly colours, the ones they use for the virtual card are the best
one question.. can you just subscribe to premium for a month and then easily cancel it (for when you travel)?
one question.. can you just subscribe to premium for a month and then easily cancel it (for when you travel)?
- ticat79
- Jr. Member
- Sep 10, 2017
- 122 posts
- 134 upvotes
I posed that exact question to the customer rep and the answer is yes. $9.00 per month and $84 ($7 monthly paid in advance) for the year. In short, if you are being reimbursed for an external ATM fee (Which no other FI does including Stack) then this would make sense. I also asked if you would still get the 2% CB in the categories on top of the 1.5% fx waiver on this account and the indication given would make me believe they would.
I would likely go with the monthly situation when traveling knowing at least half of the monthly fee would go towards the ATM fee anyways. It would pay for itself.
- Latebuyer
- Deal Addict
- Jan 13, 2016
- 1294 posts
- 684 upvotes
- Vancouver, BC
Interesting experience with koho. I used my card and it said a partial payment went through. Then i was able to pay the rest of it in cash. It was at an uncle fatih's pizza. I'm not sure if it always works like that.
- sam_b_d
- Member
- Aug 29, 2007
- 489 posts
- 102 upvotes
- Toronto
I have received my card but can't activate it, I talked on phone and have been told me to send my picture ID and also taking picture with that. Is it a normal process?
- ticat79
- Jr. Member
- Sep 10, 2017
- 122 posts
- 134 upvotes
Yes it is, even if you went with crypto.com, you would go through the same process. Rest assured I have been with Koho for years, not a problem, they are trustworthy. They are not always quick to respond it seems, but always polite when you do get a response. Typically I just call it in because I know I am guaranteed a faster response.
- ThomasocnuR
- Member
- Dec 1, 2013
- 269 posts
- 356 upvotes
Does the virtual card generate a new number for you to use for each purchase?
- dimon222
- Deal Addict
- Mar 25, 2015
- 1032 posts
- 958 upvotes
Already posted in prepaid thread. The metal cards are no longer offered. They were ugly anyway.
- kocoman
- Deal Addict
- Feb 23, 2004
- 4205 posts
- 505 upvotes
- Calgary
can anyone pay wise.com with this card? thx
6b 6f 63 6f 6d 61 6e 20 6f 66 20 63 64 6d 61 2d 64 65 76 2d 74 65 61 6d
- titaniumtux [OP]
- Deal Expert
- May 8, 2009
- 15560 posts
- 14184 upvotes
- Going to the Moon
Top-up Wise? Haven't tried. Fees typically outweigh the cashback, if any.
You can push CAD from Wise to Koho, though.
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- ticat79
- Jr. Member
- Sep 10, 2017
- 122 posts
- 134 upvotes
Why would you? The fees to fund with a CC makes it useless. I would link and pay the $0.06 it requires for the initial $30.00 deposit from your bank account. Offset the $0.06 by linking it with PayPal and get the 2 micro deposits to offset and then fund externally into wise.com for free deposits.
I am not sure how much use out of it I will get but the fact of making burner cards for free is a nice touch. Even with the marginal conversion fee it seems desirable to use this especially when doing business online with those you don't have too much knowledge with. Pay them once and burn the card, works for me.
- TheSimpsons1612
- Sr. Member
- Nov 1, 2012
- 540 posts
- 300 upvotes
- NEW WESTMINSTER
I notice reloading KOHO is available via visa debit. Can I reload from my Scotiabank and get some scene+ points?
There is a daily transfer max of $1500 ($3 value in scene points, if eligible), but still worthwhile to visa debit to KOHO and billpay from KOHO?
Is there a better Visa debit return than Scotiabank out there?
There is a daily transfer max of $1500 ($3 value in scene points, if eligible), but still worthwhile to visa debit to KOHO and billpay from KOHO?
Is there a better Visa debit return than Scotiabank out there?
- titaniumtux [OP]
- Deal Expert
- May 8, 2009
- 15560 posts
- 14184 upvotes
- Going to the Moon
TheSimpsons1612 wrote: ↑ I notice reloading KOHO is available via visa debit. Can I reload from my Scotiabank and get some scene+ points?
There is a daily transfer max of $1500 ($3 value in scene points, if eligible), but still worthwhile to visa debit to KOHO and billpay from KOHO?
Is there a better Visa debit return than Scotiabank out there?
- yes you can
- Not worthwhile for most of us, but some ppl may think it's worth the effort
- No, there is no VISA debit that gives any rewards in Canada aside BNS. The closest alternative is BMO, but that's an MC debit
Premium Life: CDC [Icey Private Status]/SwissBorg Genesis/InLock/Netflix UHD [100% off]/Amazon [Prime 100% off]/Instacart [Express]
- hvwkzq
- Deal Fanatic
- Aug 3, 2014
- 6089 posts
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- TheSimpsons1612
- Sr. Member
- Nov 1, 2012
- 540 posts
- 300 upvotes
- NEW WESTMINSTER
Thank you OPtitaniumtux wrote: ↑
- yes you can
- Not worthwhile for most of us, but some ppl may think it's worth the effort
- No, there is no VISA debit that gives any rewards in Canada aside BNS. The closest alternative is BMO, but that's an MC debit
Do you happen to have KOHO's MCC? I would like to contrast with the list of exclusions.
- titaniumtux [OP]
- Deal Expert
- May 8, 2009
- 15560 posts
- 14184 upvotes
- Going to the Moon
No, haven't had any luck. Gonna guess financial services.TheSimpsons1612 wrote: ↑ Thank you OP
Do you happen to have KOHO's MCC? I would like to contrast with the list of exclusions.
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- dzgzpy
- Member
- Mar 23, 2019
- 462 posts
- 290 upvotes
A friend of mine got his KOHO account closed by KOHO.
He still has about 3k in there and KOHO said the money will be e-transferred back to his bank account but would not give any specific date.
Reason KOHO closed his account may be he was churning too much. He would load his KOHO card through visa debit and was paying bills only.
At this point, is there any way to reinstate his KOHO account? Thanks
He still has about 3k in there and KOHO said the money will be e-transferred back to his bank account but would not give any specific date.
Reason KOHO closed his account may be he was churning too much. He would load his KOHO card through visa debit and was paying bills only.
At this point, is there any way to reinstate his KOHO account? Thanks
- LiverpoolBlueJays
- Deal Addict
- Sep 22, 2016
- 3273 posts
- 5843 upvotes
- Toronto
How is this churning?dzgzpy wrote: ↑A friend of mine got his KOHO account closed by KOHO.
He still has about 3k in there and KOHO said the money will be e-transferred back to his bank account but would not give any specific date.
Reason KOHO closed his account may be he was churning too much. He would load his KOHO card through visa debit and was paying bills only.
At this point, is there any way to reinstate his KOHO account? Thanks
I was able to beg KOHO to reopen my account after very large crypto purchases.
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I love great flight deals. BST Feedback 140 - 0 - 0
- MrGoose8
- Deal Addict
- Oct 16, 2021
- 1051 posts
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- YYZ
Counter DP (sort-of):LarryT778370 wrote: ↑ How is this churning?
I was able to beg KOHO to reopen my account after very large crypto purchases.
I wasn’t able to get my card reopened because KOHO claimed I was abusing their offer page by spending too much (spoiler: I wasn’t, I bought gift cards; a reasonable amount - mid 3 figures).
They also claimed I was doing too many transactions on the card; once again, not true, I used the 20 transactions as permitted from the Cardholder Agreement.
IMHO, KOHO sucks, poor customer service for the time Ive used them (even worse than Stack, Revolut, and maybe even PayPower*)
I even paid for their Premium card back then, and they refused to refund me my membership fee until I complained to People’s Trust.
I was able to immediately transfer my excess funds out, but they took back more than $50 in cashback, claiming I didn’t earn it legitimately…
*and we definitely know how crappy PP CS is.
I'm tired
Honk.
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Honk.
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