I have both offers.
The CK offer is a bit confusing.
It's for a True Line mbna card, I have a Platimum Plus mbna card now with a BT expiring in March, so this would be a new card fpr me
The confusing part is the BT fee, the CK email says 1% but if you go to "Apply now" in the CK email it takes one to the same True Line mbna page which shows a 3% fee for "promotional" BT's and a 1% fee for regular BT's
However, if I go in through my CK account I see this:
.Balance Transfers (including transfers of funds to a bank account):
Standard Rate Balance Transfers:
• We charge a 1.00% fee on a Balance Transfer Transaction amount.
• If the Balance Transfer fee is less than $7.50 , we will charge a minimum Balance Transfer fee of $7.50 .
Promotional Rate Balance Transfers we may offer you:
• We charge a 3% fee on a promotional Balance Transfer Transaction amount.
• If the Balance Transfer fee is less than $7.50 , we will charge a minimum Balance Transfer fee of $7.50 .
Balance Transfer Promotional Rate offer disclosed at application:
• We charge a 1.00% fee on a promotional Balance Transfer Transaction amount.
• If the Balance Transfer fee is less than $7.50 , we will charge a minimum Balance Transfer fee of $7.50