Its a gamble like any other prepaid warranty, if you use it could save you buckets of money (chunk of tire flying at your car causing deep scratches right down to sheet metal costs a lot to fix) or if you never get any flying debris and very little rock chips your pissing away the money. I would probably get it after not getting it and debris hitting my car but that’s me.
It is a personal choice and rather you are a risk taker or no.
The MB First Class Protection Plan is $1600, I debated rather I should get it or not.
A lot of people say that the dealership will waive everything if you lease another car with them later, Not always true, only to a certain degree.
Plus you may not want to always drive the same brand of car after your return your lease.