Looking for insurance - past impounded from Ontario 50km/h law
7 years ago I made a stupid decision to go 163 km/h on the 401 and got caught. I was impounded by OPP. I hired a paralegal who dropped it down to a 49 over but a 7 day suspension was on my record. Also I had a automatic suspension from a non payment of a fine 5+ years ago but apparently those don't show up on your record.
Since then I have had a clean record and won't be driving like that again. We are all young and dumb right, anyways now that I'm close to 30 now I'm looking at getting my own insurance as I was listed as a primary driver on my parents policy.
TLDR, am I still **** from the past decisions even though I been clean for 7+ years?
I know there is a box when you apply for insurance that asks if you ever been suspended.
I hear after x amount of time it won't show up on your record and you will be fine but also I don't want to risk lying to insurance company and getting denied which apparently will mess me up for ever getting future insurance in Ontario.
What do you guys think? Cheers.