HixgbsSS wrote: ↑ I concur. @sdutta6 that number doesn't add up. Looking at these funds even on the most expensive Series A still yields healthily over 5% if you were to split those 5 funds 20% each. The worst performing Symmetry Conservative Portfolio's 10 year average is 4.9% annualized, so even if you meant 2.78% annualized, that number seems quite low.
https://www.mackenzieinvestments.com/en ... 912-en.pdf
While some of these don't even have 11 years in history. Did the portfolio ever change funds by your manager? Were funds switched? Were any of the funds you have segregated versions? Or is the 2.78% return not correct. Something isn't adding up.
This might be helpful. Yes I believe there is an average of 2.80% per year since 2011 (and apologies, this is a 8-year period not 11, just mislabeled the 2011)
Summary Since 2011/01/01
Assets Held at Edward Jones
Beginning Value $103,019.72
Assets Added/Withdrawn -$26,144.47
Return in $ $26,115.80
Personal Rate of Return % 2.80%
Ending Value $102,991.06
Total Value (2019/09/09) $102,991.06
Gains have been withdrawn in the past to place in the TFSA.