Looking to rent a 12 seater van (e.g. Ford Transit), is insurance deductible usually that high?? ($2000+) - Ontario

Lovable wrote: ↑ Hi all, I was doing some research for renting a high capacity van from within the GTA to take on a road trip for a few days and noticed while insurance is only $30-40 a day, the deductible is insanely high ($2500).

I was wondering if anyone had rented these type of vans before and could comment or provide any recommendations.

Thank you!

tubs wrote: ↑I usually notice this high amount of deductible from small time rental places which is why I tend to go with Budget, Hertz and the like.

IMHIP2 wrote: ↑ Careful, you may not even have the correct license to rent a 12 passenger van.

Which Vehicle Can G License Drive?
You may drive a van, car, or a small truck with a combination of towed vehicles less than 4600 kg but the total weight must not be more than 11000 kg. The maximum seating capacity of the G class vehicle may not be more than 11 passengers.

As for insurance I can't comment. Just know credit card won't cover pick-ups. Not sure about large vans but doubtful

IMHIP2 wrote: ↑ Careful, you may not even have the correct license to rent a 12 passenger van.

Which Vehicle Can G License Drive?
You may drive a van, car, or a small truck with a combination of towed vehicles less than 4600 kg but the total weight must not be more than 11000 kg. The maximum seating capacity of the G class vehicle may not be more than 11 passengers.

As for insurance I can't comment. Just know credit card won't cover pick-ups. Not sure about large vans but doubtful

(5) A Class F motor vehicle, other than an ambulance or carpool vehicle as defined in section 1 of Ontario Regulation 418/21 (Passenger Transportation Vehicles), with a designed seating capacity for not more than 11 passengers that is used for personal purposes without compensation shall be deemed to be a Class G motor vehicle. O. Reg. 340/94, s. 2 (5); O. Reg. 442/21, s. 1.

IMHIP2 wrote: ↑ Careful, you may not even have the correct license to rent a 12 passenger van.

Which Vehicle Can G License Drive?
You may drive a van, car, or a small truck with a combination of towed vehicles less than 4600 kg but the total weight must not be more than 11000 kg. The maximum seating capacity of the G class vehicle may not be more than 11 passengers.

As for insurance I can't comment. Just know credit card won't cover pick-ups. Not sure about large vans but doubtful

Lovable wrote: ↑ I am curious, has anyone ever driven these vehicles? Are they that much bigger? Will it be hard to park/drive? I worry about this and unfortunately the cost of 2x mid-sized SUVs would exceed the cost of this van by a lot, even with all the extra charges. The deductible has me worried though as I am worried these companies like MAXX will find any reason to take advantage of minor kinks.

UrbanPoet wrote: ↑ I had some worries when I did a move by myself with a U-Haul. It was a 10 foot box truck. I thought oh... this aint so bad. Even backed it into the visitor parking spot. Backup camera actually makes it reasonably user friendly.

The gigantic mirrors are also really good for changing lanes.

derass wrote: ↑ I was just recently thinking about a 12 passenger van rental as well, and the passenger limit isn't clear. This is what the law says:



https://www.ontario.ca/laws/regulation/940340

To me that means 11 occupants, which includes the driver.

GangStarr wrote: ↑ Be cognizant if you’re in an accident in these vehicles they’re is high chance of injury. $2500 deductible is the least of your worries if you’re in an accident where people get hurt. Heaven forbid life changing injuries or injuries that will prevent working for the remainder of their life. If you are driving and have a large asset like a house/condo expect to be litigated personally. Once the lawyers get their hands on these type of cases friends can quickly become people you can’t talk to anymore (under advice of your council). If the injuries are bad it may be their family doing this too.

Safety and liability aside While it may seem like a fun cheaper idea to jam 12 people into a Van instead of two or three vehicles you need to think. What if one person is a bit moody or arguing with another or not feeling well. Doesn’t take much to bring the energy and mood of a vehicle down. Someone needs more pee breaks than others and becomes that “guy”. Then they feel bad when asking again just takes one snarky remark.

With two or three minivans you can establish meet up rest spots. Have some two way radios. People can switch between vehicles. Different music different vans. What if someone wants quiet the other wants x music?

That said my friends did a 12 passenger from nyc to Florida. And they said next time they’d do two vehicles. Especially the ride home.

These buses with “experienced” drivers often get into horrific accidents.

Not sure what type or length of trip your planning but renting a small proper bus with a driver might be an option. I guess depend on hotel costs for bud drivers bus with the lack of tourists you might find companies that want to deal.

I’ve rented busses before but just day trips.

Also consider luggage. Not sure if rentals come with roof racks and ladders to get up there. Secure your cargo properly if so

UrbanPoet wrote: ↑



It does have a decent sized trunk. It depends on the type of road trip they’re having. But it looks like it can just barely handle 12 carry on luggages and a large cooler for drinks.