Lots of Talk on Saving and Income, let's chat Spending
I'vbe always assumed we spent very little but am interested in seeing what others do.
Background info: 2 people in home, no children or pets.
Housing/Utilities: $1300/month. No mortgage, just maintenance fees, property tax, home insurance and utilities. Maintenance fees take up 50% of this. I think our utilities of $300 is decent for 2 person household.
Travel/Commute: Gas/Public Transit/Parking/Car Insurance = $200/month. We don't drive too much except for visiting relatives, grocery shopping and some other activities. We also don't commute as much since we are WFH most days.
Food: $350 groceries and $200 eating out per month. This includes all food (not including vacation food). THis also includes meals we pay for others for their bday (family bdays) etc.
Telecom: $240/month. This includes paying for in-laws Telecom as well. We only have 2 cell phones and home internet ourselves.
Clothes: $0/month. I budget some but we mainly get it reimbursed under my husband's "wellness" account at work. But if we were to actually track it, maybe like $50/month?
Misc: Basically all the junk and other things we buy like small housing stuff (repairs) or haircuts etc. This fluctutate sooooo much because we include vacation and that changes annually. in 2022 we spend $1675/month in this category and $1263 out of that was on vacation in 2022 and some pre-paying for 2023 vacation. So we spend about $412/month on actual misc stuff. In 2022 we bought a new dishwasher and iMac etc
So in total for 2022 we spent on avg: $4034/month. For fun in 2021 we spend $2500/month when we didn't travel lol.
So share, what do you spend?