Expired Hot Deals

[Manulife] Manulife Bank Advantage Account 1.5% with end of 3.35%/3.25% promotional period ***Updated July 17, 2019***

  • Last Updated:
  • Apr 5th, 2020 2:52 pm
Sr. Member
User avatar
Jan 7, 2014
950 posts
269 upvotes
calgary
hey my interest rate went down to 1.250 and the promo is still at 1.750
what the heck happened?
Deal Addict
Nov 4, 2007
1420 posts
487 upvotes
Toronto
blitz23 wrote: hey my interest rate went down to 1.250 and the promo is still at 1.750
what the heck happened?
Discussed in this thread starting at post #1053
Sr. Member
Jan 3, 2013
717 posts
270 upvotes
Mississauga
blitz23 wrote: hey my interest rate went down to 1.250 and the promo is still at 1.750
what the heck happened?
I just realized this with my account but my promo rate is 1.850.
Newbie
Apr 26, 2019
79 posts
110 upvotes
Stupid question.....I originallly opened the account when the $500,000 limit was in place....then recently moved some money out taking it down to approx $100k. I'm assuming any money I move back in now above 100k won't qualify for the bonus interest given the limit change to 100k?
Deal Expert
Jan 7, 2002
18991 posts
11842 upvotes
Waterloo, ON
BobW95191 wrote: Stupid question.....I originallly opened the account when the $500,000 limit was in place....then recently moved some money out taking it down to approx $100k. I'm assuming any money I move back in now above 100k won't qualify for the bonus interest given the limit change to 100k?
You'd assume wrong. You were offered bonus interest up to $500k. That offer stands no matter any intermediate balance.

People who signed up afterwards were offered only up to $100k. That limit stands for them but not for you.

But the best way to confirm this is to (a) read the Ts and Cs you agreed to and/or (b) call Manulife CS and have them confirm it for you.
veni, vidi, Visa
Deal Addict
Jan 21, 2018
2487 posts
2451 upvotes
Vancouver
PenguinNinja007 wrote: Man... I'm quite upset about this rate decrease. I opened this Manulife account just for the extra 0.25% since HSBC was offering me 3% promo, however now they are basically identical. No point in using the Manulife account anymore. I am part of the people who was only eligible for the 3.25% initial Manulife offer (not 3.35 %), but now it's meaningless. :(
The HSBC 3% runs only until Sept.3. Their new targeted retention offer starting Sept. 4 is 2.35%.

The Manulife 3% runs until December.
Newbie
Jan 14, 2018
45 posts
5 upvotes
Is this still on?

my hsbc expiring tomorrow, that b2b bank is useless, tried so many times answered every question right and still cannot open, i read it is their tech bug

but i have much more than 100k

should i just go with duca for 3 percent?
Newbie
Sep 5, 2019
1 posts
I found the promotional interest 3.25% rate on Manulife Bank web-site for Advanced Account and opened account on line, by clicking the promotional rate link. I transferred money from another Bank I reviewed my account at Manulife bank on September and found that the rate 1.25% . When I called to the bank, It was explained to me that the rate was NOT!!! promotional at the day when my account was opened. Customer Representative not agreed that it was bug/issue/false statement on the Manulife Bank web-site. Finally I submitted complain and waiting for response.
Deal Addict
Jul 3, 2006
1961 posts
577 upvotes
where is everyone going after this is done? I only have 1 month left
Deal Addict
Dec 13, 2010
1813 posts
763 upvotes
ON
J_u_n_i_o_r_3 wrote: where is everyone going after this is done? I only have 1 month left
I already moved my money to B2B Bank for 3.3%
Jr. Member
May 22, 2015
182 posts
66 upvotes
Scarborough, ON
thetipster wrote: I already moved my money to B2B Bank for 3.3%
I'm planning to move to b2b in 2 days, is it ok to leave 0 balance in manulife with no fee or min 1000? or I have to cancel manulife?
Deal Addict
Jul 3, 2006
1961 posts
577 upvotes
lcwman wrote: I'm planning to move to b2b in 2 days, is it ok to leave 0 balance in manulife with no fee or min 1000? or I have to cancel manulife?
Is b2b safe
Deal Addict
Dec 13, 2010
1813 posts
763 upvotes
ON
lcwman wrote: I'm planning to move to b2b in 2 days, is it ok to leave 0 balance in manulife with no fee or min 1000? or I have to cancel manulife?
There is no fee if you keep a zero balance with Manulife. They only charge if you transact when you have less than $1000. I am going to wait till I get my interest for September, deposit $1000 and then I can safely withdraw the interest with no fees. Then I will consider closing the account.
J_u_n_i_o_r_3 wrote: Is b2b safe
Yes, it's CDIC insured up to $100,000 and it's a subsidiary of Laurentian Bank that's been around for many generations.
Deal Addict
User avatar
Dec 4, 2007
3884 posts
1522 upvotes
Quebec
Just checked my account and there is no more promotional rate showed on the website anymore, where it used to show just below the normal rate... Since when? I have no idea...

I am planning to move all my money out right now.

Top

Thread Information

There is currently 1 user viewing this thread. (0 members and 1 guest)