Credit Cards

MBNA cash advance fees?

  • Last Updated:
  • May 13th, 2020 11:45 pm
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[OP]
Deal Expert
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Jan 27, 2004
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T.O. Lotto Captain

MBNA cash advance fees?

I looked through the entire agreement... it only mentions balance transfer fees, no cash advance fees. So i assume theres no fee unless it states it somewhere.

Anyone know if theres any cash advance fees for mbna credit cards?
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Deal Guru
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May 8, 2009
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This. Only waived if using a QC address.

The MBNA Prestige Line also didn't charge it until it got nerfed in 2015.
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Aug 24, 2016
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The Prairies
Why would you want to take cash from a credit card at 22%+ interest anyway?
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Kiraly wrote: No interest if you have a credit balance. If there really were no cash advance fees like the OP thought, "creative ways" of bill-paying this card into credit balance and then taking cash advances could really pay off.
you still can. no fee to transfer credit balance to bank via phone :twisted:
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Feb 4, 2019
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Kiraly wrote: No interest if you have a credit balance. If there really were no cash advance fees like the OP thought, "creative ways" of bill-paying this card into credit balance and then taking cash advances could really pay off.
Don't do this too often if you don't want to look like a money launderer.
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Apr 16, 2020
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titaniumtux wrote: This. Only waived if using a QC address.
Any idea why that is? Other issuers vary in whether they waive the fee for QC residents.
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Kneader wrote: Any idea why that is? Other issuers vary in whether they waive the fee for QC residents.
TD/MBNA started this change around the time QC raised min payments. Other issuers don't seem to have followed suit.
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