Personal Finance

[Merged] Tangerine uLOC Thread

  • Last Updated:
  • Oct 18th, 2019 5:38 pm
Tags:
Deal Addict
Jul 15, 2009
1782 posts
884 upvotes
georvu wrote: Has anyone received this offer a second time... after not accepting initial offer??
Anyone?

This would be perfect for me in January, but I have no use for it right now.
Deal Fanatic
Feb 4, 2015
5523 posts
2111 upvotes
Canada, Eh!!
bubak wrote: Anyone?

This would be perfect for me in January, but I have no use for it right now.
Hah... two of us got email offers today.

So does seem they recycle offers.
Jr. Member
Apr 9, 2012
170 posts
98 upvotes
Got an offer for 30k with the following terms:

0% for the first 90 days and then Tangerine Prime + 1% (4.95%) going forward

Tempted to accept, take out the 30k and deposit in a HISA and pay it all back before my 90 days are up. Thoughts? Or is it not worth it?
Member
Feb 9, 2018
343 posts
236 upvotes
georvu wrote: Hah... two of us got email offers today.

So does seem they recycle offers.
Was the offer better than previous one you got?
Newbie
Oct 3, 2017
60 posts
13 upvotes
Got 15k prime +5??? So confused why it was such a high apr, but I took it for the 0 percent for 90 days and I already have a few lines open. Before anyone asks 820 tu and 765eq so I have good credit.
Sr. Member
User avatar
Mar 3, 2005
993 posts
681 upvotes
Mississauga
Your pre-approved credit limit of up to $10,000
Your introductory interest rate 0.00% for your first 90 days*.
Your annual interest rate after 90 days Tangerine Prime◊ + 2.50% = 6.45%
Deal Fanatic
Feb 4, 2015
5523 posts
2111 upvotes
Canada, Eh!!
sunbat wrote: Was the offer better than previous one you got?
2 offers... both same amount as previous offers. This time one of the offers had slightly better % after 90 days and of course 0% for 90 days which did not get last time.
Member
Feb 9, 2018
343 posts
236 upvotes
georvu wrote: 2 offers... both same amount as previous offers. This time one of the offers had slightly better % after 90 days and of course 0% for 90 days which did not get last time.
Thanks. I got it for the first time. Prime+4 after 90 days. I'll pass in the hopes of getting a better one in future.
Deal Addict
User avatar
Mar 28, 2006
3292 posts
1740 upvotes
Toronto
michaelr16 wrote: Got an offer for 30k with the following terms:

0% for the first 90 days and then Tangerine Prime + 1% (4.95%) going forward

Tempted to accept, take out the 30k and deposit in a HISA and pay it all back before my 90 days are up. Thoughts? Or is it not worth it?
free money is always worth it

just remember to put it back before the 90 days and you're golden
Member
Jan 29, 2008
390 posts
48 upvotes
I seem to not be getting any of these offers, despite having excellent credit and paying everyhing on time. I suppose it could be the 2 mortgages I am holding. Is there any way to get this Line of Credit offer from Tangerine?
www.havejerseys.com - Vintage throwback movie and hip-hip jerseys. Always high quality, always low prices 😎
Deal Addict
Nov 28, 2013
2296 posts
929 upvotes
Quebec
Lol GF got limit 3k max 90 days

Then prime + 6%

She has nothing almost with tangerine
Sr. Member
Jun 13, 2018
631 posts
465 upvotes
ratatapa wrote: Lol GF got limit 3k max 90 days

Then prime + 6%

She has nothing almost with tangerine
I got a similar rate, but 7k. I just opened up another RBC WJ we and a BMO Air Miles we, no idea the limits, I'm on travel in Europe. Maybe that,s the reason for the minor cl. It's deadline is Oct , I'll grab it for the free money for 90 days in October between trips
Member
Mar 7, 2008
316 posts
58 upvotes
michaelr16 wrote: Got an offer for 30k with the following terms:

0% for the first 90 days and then Tangerine Prime + 1% (4.95%) going forward

Tempted to accept, take out the 30k and deposit in a HISA and pay it all back before my 90 days are up. Thoughts? Or is it not worth it?
Free money. I did yesterday.
Newbie
Jun 18, 2018
63 posts
35 upvotes
did this today but for 10k :-)

I opened the LOC and immediately transferred the 10k to my Tangerine savings account where I have 2.75% till November.
michaelr16 wrote: Got an offer for 30k with the following terms:

0% for the first 90 days and then Tangerine Prime + 1% (4.95%) going forward

Tempted to accept, take out the 30k and deposit in a HISA and pay it all back before my 90 days are up. Thoughts? Or is it not worth it?
Last edited by DoNotBan on Aug 25th, 2019 11:38 am, edited 1 time in total.
Deal Addict
Dec 13, 2010
1814 posts
764 upvotes
ON
Thanks guys for the idea!!!
I got the 0% for 90 days and was going to ignore it.

Top

Thread Information

There is currently 1 user viewing this thread. (0 members and 1 guest)