[Meridian Visa] 4% cash back on G&G, 2% on Rx&PAP VISA card (First $25,000 in purchase)*No limited time
Dec 20th, 2016 11:13 am
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Dec 24th, 2016 12:03 am
Possible, although the base Collabria cards are not really that competitiveInsider8 wrote: ↑ I'm told that the Meridian cards will be very competitive in the market. They'll have three cash back card options, with the top card being similar to the Scotiabank Momentum Infinite Visa. There's also going to be a Travel Card that will be similar to some of the market leading cards.
Dec 26th, 2016 10:59 pm
I've seen the card features. The Meridian cards are going to be solid.xgbsSS wrote: ↑ Possible, although the base Collabria cards are not really that competitive
https://www.collabriacreditcards.ca/aff ... nal-cards/
Meridian may have developed their cards using Collabria's Self-Issue program in which they control all aspects of the cards and maintain the assets of the cards
https://www.collabriafinancial.ca/uniqu ... dels-cards
This is the main difference with Collabria as a partner; they allow the credit union to have full or limited control of the cards. This is much better than CUETS one size fits all program where the cards are universal across the spectrum, except credit unions may choose to reward customers with more Choice Rewards points. DUCA, and Kawartha Credit Union have moved to Collabria as well. State Bank of India too! I wouldn't be surprised to see if some of the larger credit unions in Canada with national ambitions may switch models. Coast Capital already partners with Desjardins, but curious if they may switch to develop their own. With low interest rates in traditional lending, credit card assets will probably be a targeted assets by these larger credit unions seeking more profits. From what I can tell with CUETs, TD owns all the credit card debt meaning the partner credit unions only receive royalties from CUETs on purchases and interest paid.
Dec 28th, 2016 6:12 am
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Dec 30th, 2016 6:50 am
Where did you see those? In Meridian website all I can see is https://www.meridiancu.ca/Personal/Credit-Cards.aspx
Dec 30th, 2016 11:08 am
Will there be a no-fee card with 2% groceries cashback and redemptions at any time with no minimum amount to redeem? If so it will replace my MBNA card for sure.
Dec 30th, 2016 11:24 am
They'l have a card like that that with 2% on groceries/gas/pharma/utility bills and 1% on other purchases. It will have a $49 Annual Fee. I haven't heard of a minimum amount of redeem.
Dec 30th, 2016 11:27 am
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Feb 1st, 2017 9:45 am
It could be like the other Collabria cards (I.e. Duca) that allows redemption at any time. The Visa Infinite Cashback card is identical to the Scotia Momentum Infinite.