[Meridian Visa] 4% cash back on G&G, 2% on Rx&PAP VISA card (First $25,000 in purchase)*No limited time

ml88888888 wrote: ↑ It is usually rounded down. So nothing for < $2.

And that’s exactly how Meridian will save money

ml88888888 wrote: ↑ It is usually rounded down. So nothing for < $2.

That's robbery

Kiraly wrote: ↑
Well they better not cut the value of a point. I currently have 11,000 redeemable for $110, I don't want that to suddenly be cut to $55 without warning.

jacnel wrote: ↑
At the very least I'd hope that they would, if they devalue points, top up your points account so that you have the same amount of value as you did before the switch over. I know that in Ontario it's illegal for points programmes to devalue an existing customers point balance without first topping up their account to have the same value of points overall, but since this is the area of federal jurisdiction (credit cards) idk if this protection carries over.

The only thing that Meridian has stated in the mail they sent out is that the changes are largely about changing the card issuer and that you won't lose your points. No hints about devaluation of points, even in the Rewards T&C documents found on their website.

As for the Ontario rules, well Meridian exists as a Ontario entity as they're not a federal credit union, so I think they would be subjected to Ontario rules...

Confusing wording my in a mailer I received from Meridian today. There will be a small change in the earn rate structure with no real impact to the Meridian Visa Cash Back Card and the Meridian Visa Travel Rewards Card.
What does that mean? Restructuring of the points earning rates won’t have a real impact to those two cards, but it might to other cards like the Cash Back Infinite? Or is the points earn structure changing just for those two cards “with no real impact” and not for any of the others? It’s easy to read that both ways.

Kiraly wrote: ↑ Confusing wording my in a mailer I received from Meridian today. There will be a small change in the earn rate structure with no real impact to the Meridian Visa Cash Back Card and the Meridian Visa Travel Rewards Card.
What does that mean? Restructuring of the points earning rates won’t have a real impact to those two cards, but it might to other cards like the Cash Back Infinite? Or is the points earn structure changing just for those two cards “with no real impact” and not for any of the others? It’s easy to read that both ways.

Why don't you give them a call and share with us the outcome?

Kiraly wrote: ↑ Confusing wording my in a mailer I received from Meridian today. There will be a small change in the earn rate structure with no real impact to the Meridian Visa Cash Back Card and the Meridian Visa Travel Rewards Card.
What does that mean? Restructuring of the points earning rates won’t have a real impact to those two cards, but it might to other cards like the Cash Back Infinite? Or is the points earn structure changing just for those two cards “with no real impact” and not for any of the others? It’s easy to read that both ways.

I interpreted it this way "there is no change for the Meridian Cash Back Infinite card"

Kiraly wrote: ↑ Confusing wording my in a mailer I received from Meridian today. There will be a small change in the earn rate structure with no real impact to the Meridian Visa Cash Back Card and the Meridian Visa Travel Rewards Card.
What does that mean? Restructuring of the points earning rates won’t have a real impact to those two cards, but it might to other cards like the Cash Back Infinite? Or is the points earn structure changing just for those two cards “with no real impact” and not for any of the others? It’s easy to read that both ways.

I think they're referring to the per $2 spent. As much as I like Meridian, I really hate the way they are rolling out this card launch. They're not giving anyone really much info. The fact that the mailer didn't include the earning rate change details on the basic cashback card and the Meridian Travel Visa Infinite is annoying to say the least.

After a week asking the a couple questions in Facebook, they get back to me saying:
The Visa infinite cash back will be maintained once you receive a new card it won't need to be activated. You'll receive mail with instructions.

No specifics about changes.

Edmontonian22 wrote: ↑ The Visa infinite cash back will be maintained once you receive a new card it won't need to be activated. You'll receive mail with instructions.

I don't even understand what that is supposed to mean. Best guess is that you can toss your new card when you receive it and continue using the old one? Meridian really needs to work on their member communications.

Kiraly wrote: ↑ I don't even understand what that is supposed to mean. Best guess is that you can toss your new card when you receive it and continue using the old one? Meridian really needs to work on their member communications.

We are a month away to find out, but you are right, their communication sucks, if I was the CEO I will fire mostly if not all of the PR department

Kiraly wrote: ↑ I don't even understand what that is supposed to mean. Best guess is that you can toss your new card when you receive it and continue using the old one? Meridian really needs to work on their member communications.

I will definitely toss the old card. It is ugly and it is the worse-quality cc I have ever got.

Second you guys on the second point.

Kiraly wrote: ↑ Confusing wording my in a mailer I received from Meridian today. There will be a small change in the earn rate structure with no real impact to the Meridian Visa Cash Back Card and the Meridian Visa Travel Rewards Card.
What does that mean? Restructuring of the points earning rates won’t have a real impact to those two cards, but it might to other cards like the Cash Back Infinite? Or is the points earn structure changing just for those two cards “with no real impact” and not for any of the others? It’s easy to read that both ways.

I reached out to a friend who works at Meridian. Nothing changes for the cash back infinite visa (and the other cards). Only the two named cards on the website and in the mailer "Meridian Visa Cash Back Card and the Meridian Visa Travel Rewards Card", are the only ones changing their rewards structure as listed on the website.

I fully agree that whoever wrote that contradictory sentence needs to be fired. I could not for the life of me make sense of it. I think this was the worst piece of communication I've ever received from a FI.

magmadragon wrote: ↑ I fully agree that whoever wrote that contradictory sentence needs to be fired. I could not for the life of me make sense of it. I think this was the worst piece of communication I've ever received from a FI.

This one from Meridian's social media team is even worse: The Visa infinite cash back will be maintained once you receive a new card it won't need to be activated. You'll receive mail with instructions. WTF is that even supposed to mean??

Kiraly wrote: ↑ This one from Meridian's social media team is even worse: The Visa infinite cash back will be maintained once you receive a new card it won't need to be activated. You'll receive mail with instructions. WTF is that even supposed to mean??

¯\_(ツ)_/¯

What’s the best sign up promotion right now for the Meridian? I’m switching over from the Visa Momentum Infinite.

In the past I remember there could be $100 gift cards, anything like that?

Rockstead wrote: ↑ What’s the best sign up promotion right now for the Meridian? I’m switching over from the Visa Momentum Infinite.

In the past I remember there could be $100 gift cards, anything like that?

Maybe you are not aware but Meridian is in transition right now and not taking any applications until later on this month.

Got this in the email just now - Meridian will get a lot of calls from confused customers!

"important note
Your replacement card is a special, one-time reissue. As a result, the accompanying information page will show, by default, a credit limit of $0.00. Rest assured; your new Meridian Visa will have the same credit limit as your old one. If you’re unsure of your limit, you can find it on any of your past or upcoming credit card statements."

redflag wrote: ↑ Got this in the email just now - Meridian will get a lot of calls from confused customers!

"important note
Your replacement card is a special, one-time reissue. As a result, the accompanying information page will show, by default, a credit limit of $0.00. Rest assured; your new Meridian Visa will have the same credit limit as your old one. If you’re unsure of your limit, you can find it on any of your past or upcoming credit card statements."

I hope they won't mess up conversion

smartie wrote: ↑ I hope they won't mess up conversion

Based on above they will most certainly do.

Even more confusing then NBC.

You can now enroll or sign in in your new Meridian Visa portal.
https://meridian.mycardinfo.com/