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Last edited by vimal1 on Feb 10th, 2020 7:43 am, edited 3 times in total.
Feb 9th, 2020 4:23 pm
Feb 10th, 2020 1:09 am
Feb 10th, 2020 1:24 am
Feb 10th, 2020 1:40 am
Feb 10th, 2020 1:46 am
Target Marketing and Market Segmentationrendered22 wrote: ↑ That's nice for new immigrants... But what about the Canadians who've been born and raised here all their life (working hard, paying Canadian taxes all their lives)? Where's their new account bonus incentive? Huh?
FTS. I can't and will never support a bank who discriminates against who gets their new account incentive offers, and who doesn't. Screw that. It should be open to every Canadian, or no one at all. Really shows where this bank's priorities are in Canada.
Feb 10th, 2020 1:47 am
Because one is on a fixed income (paid Canadian income taxes many many years and now on pensions) and the other has no income at all yet. Sounds fair to me.Sgtalpowell wrote: ↑ Target Marketing and Market Segmentation
How come kids and elders pay Concession fare to take public transit, when you pay Adult fare?
Feb 10th, 2020 1:50 am
If that's true, adults with low income would pay less fare or no fare.rendered22 wrote: ↑ Because one is on a fixed income (paid Canadian income taxes many many years and now on pensions) and the other has no income at all yet. Sounds fair to me.
Feb 10th, 2020 2:45 am
Do you know how many companies offer promos for all provinces and territories in Canada except for Quebec? Guess they don't have your business too, since they're discriminating against Quebecer Canadians.rendered22 wrote: ↑ That's nice for new immigrants... But what about the Canadians who've been born and raised here all their life (working hard, paying Canadian taxes all their lives)? Where's their new account bonus incentive? Huh?
FTS. I can't and will never support a bank who discriminates against who gets their new account incentive offers, and who doesn't. Screw that. It should be open to every Canadian, or no one at all. Really shows where this bank's priorities are in Canada.
Cold Deal IMO.
Feb 10th, 2020 3:23 am
Feb 10th, 2020 3:52 am
They will see landing papersMesserschmitt wrote: ↑ How do they check anyway? Permanent residency cards have the date? What if they expired and they renew it, so it's more than 5 years?
Feb 10th, 2020 4:23 am
Part of what makes hsbc attractive is that their services are international. So targeting people who cross national boundaries makes sense. You're only seeing the local picture but there's more beyond that. They also tend to target wealthy people.rendered22 wrote: ↑ Because one is on a fixed income (paid Canadian income taxes many many years and now on pensions) and the other has no income at all yet. Sounds fair to me.
and I'm not going to argue with you or anyone, but it just sounds like discriminatory BS marketing to pick newcomers only, for their banking bonus.
Feb 10th, 2020 5:07 am
Feb 10th, 2020 6:31 am
Feb 10th, 2020 7:13 am
No. There is 5k min balance ( min is $0 for 1st 12 months ) but you need to wait 1 year after bonus so that makes min account length as 15 months. Terms aren't clear about maintenance of 10k over 3 months.backshottaxi wrote: ↑ Nice. So It’s possible to open the acct, put $10k, get $500, then take the $10k out. Wait 3 months after receiving $500, then close acct?
Feb 10th, 2020 7:17 am
demon1102 wrote: ↑ Clawback
(i) The Joining Bonus Reward Offer is subject to the condition that the Eligible Account must remain open and in
good standing for at least one (1) calendar year after the end of the month during which the Joining Bonus Reward
Offer is received. If you fail to meet this condition, you will be obligated to repay the full amount of the Joining
Bonus Reward Offer to HSBC.
(ii) If you fail to meet the condition above, after the Joining Bonus Reward Offer is paid, we may withdraw the full
amount of the Joining Bonus Reward Offer from your Eligible Account or any account you have with HSBC or
send you a demand to repay the full value of the Joining Bonus Reward Offer to us within one (1) month
Feb 10th, 2020 7:17 am
Feb 10th, 2020 7:20 am
No, from the hsbc linkRidinginoffice7 wrote: ↑ I got this promotion in the year 2018-19.. it's been 5 months now I closed my account...can I be eligible for it for the second time?
You must not have received any other HSBC welcome offers with respect to the Eligible Account including but not limited to a Premier welcome offer, an Advance welcome offer or an HSBC Personal Banking offer. You must open an Eligible Account at an HSBC Bank Canada branch.
Feb 10th, 2020 7:25 am
Mostly a yes. Account should be kept open for 15-16 months with $5k+ balance in month 12 onwards (Claw back timer of 1 yr starts after bonus payout in month #3 or #4 ). They aren't clear on $10k+ maintenance in month 1,2,3 after initial deposit.
Feb 10th, 2020 7:47 am
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