Mortgage Rate
So my closing date is coming up on September 10, with a possession date of September 11. Yes, I know, I've left this a bit late. I do have an approval in place with HSBC at their rate, which is currently 2.64%. The total purchase price of our new townhome is $779,415. We will be putting down $179,415 to get our total mortgage amount to $600,000. I should add we live in BC and are first time buyers. Anyways, I am posting because I am less than impressed with HSBC's customer service. The person at the bank with whom I have been dealing has been frustratingly incompetent at the best of times. At the time, they were also offering a $500 credit for opening up a premiere account (mortgage over $500,000), as well as a $1000 credit for opening a new mortgage with them, although I am not sure if that is still the case as of writing this. Anyways, I am wondering if anyone in this forum can suggest another alternative that would offer similar or better value while also being able to close over the next three weeks. If there is a broker in this forum who can help, please feel free to contact me. Thanks!