Mutual fund selection from a work plan
Hi there!
I don’t know whether to post in another thread or make my own so here goes! Let me know if there is a better place for this question and I will go there instead.
My hubby has an RRSP plan through work. They have funds to choose from and will match half of his contributions up to a certain amount. He has some index funds through Tangerine currently. I like index funds and have mine through TD. We probably have about 20 years so we want to invest it aggressively. My allocation is split evenly between Canadian Bonds, Canadian Equities, US Equities and International Equities.
Would it be better to pick from the fund portfolios? Or the individual class ones?
The portfolios are offered by PSG (GWL).
The Canadian Equities are Beutel, Goodman or Jarlislowsky Fraser.
The Canadian Bond is Portico.
The US Equities is Jarislowsky Fraser.
The Global Equities is Invesco or Setana.
The International Equities are Jarislowsky Fraser.
There are also balanced funds, cash and equivalent funds, a CDN small cap fund, commercial mortgage fund, emerging markets fund, precious metals funds and a real estate fund to name a few.
It’s very overwhelming. I like the index investing I have done and it has done well for me. His Tangerine fund is similar to my asset allocation and is doing ok too.
Any input or experience with any of these products would be appreciated.
Thanks for your time!
I don’t know whether to post in another thread or make my own so here goes! Let me know if there is a better place for this question and I will go there instead.
My hubby has an RRSP plan through work. They have funds to choose from and will match half of his contributions up to a certain amount. He has some index funds through Tangerine currently. I like index funds and have mine through TD. We probably have about 20 years so we want to invest it aggressively. My allocation is split evenly between Canadian Bonds, Canadian Equities, US Equities and International Equities.
Would it be better to pick from the fund portfolios? Or the individual class ones?
The portfolios are offered by PSG (GWL).
The Canadian Equities are Beutel, Goodman or Jarlislowsky Fraser.
The Canadian Bond is Portico.
The US Equities is Jarislowsky Fraser.
The Global Equities is Invesco or Setana.
The International Equities are Jarislowsky Fraser.
There are also balanced funds, cash and equivalent funds, a CDN small cap fund, commercial mortgage fund, emerging markets fund, precious metals funds and a real estate fund to name a few.
It’s very overwhelming. I like the index investing I have done and it has done well for me. His Tangerine fund is similar to my asset allocation and is doing ok too.
Any input or experience with any of these products would be appreciated.
Thanks for your time!
