My wife rear-ended a car at 5km/h. Just received lawyer's letter claiming injuries.
Before exiting the vehicle, the couple in the other car spoke for a few minutes at which point the driver got out and started yelling about his wife's sudden headache and how she
could hardly move.
My wife started to dial an ambulance and he quickly stopped her.
We just received a letter from their lawyer claiming injuries not just to his wife, but now also to him!
(I don't want to say what nationality they are, but perhaps there's a reason why everyone in their country uses a dash cam to prevent insurance fraud).
I was under the impression that insurance handles everything and am now more than a bit concerned
as to why a letter was sent to our house. Is this normal practice?
Is there any way that we might be personally sued for their "injuries"?
Edit: I should add that while we registered this at an accident reporting centre, I didn't directly call the insurance company because I thought they just receive that report.
My insurer contacted me today confused about why they received a lawyer's letter. I sure hope that me not reporting this immediately doesn't absolve the insurer from