Investing

[need help] Which TD mutual funds to purchase for RRSP ?

  • Last Updated:
  • Jan 18th, 2021 10:53 pm
[OP]
Newbie
Jan 17, 2011
56 posts
4 upvotes

[need help] Which TD mutual funds to purchase for RRSP ?

Hi all,

I want to put some money in TD mutual funds ( my bank is TD )

Please advise which one should I purchase ?

What 's other factors should I consider when I compare between mutual funds ?

If there is better options please let me know.

Thanks,
4 replies
Deal Addict
User avatar
Feb 1, 2012
1539 posts
2222 upvotes
Thunder Bay, ON
Start here:
https://canadiancouchpotato.com/model-portfolios/
https://cdn.canadiancouchpotato.com/wp- ... ne2020.pdf

If you want more in-depth knowledge look here:
https://www.getsmarteraboutmoney.ca/inv ... ng-basics/
https://www.finiki.org/wiki/Getting_started
https://www.finiki.org/wiki/Portfolio_d ... nstruction

Without knowing things like your age, investing knowledge and objectives, timeline etc it's hard to give any more detailed recommendations. Are you with TD Canada Trust (bank) or TD Discount Investing (TDDI) discount broker? TDDI has a lot more investing options including lower cost alternatives. If you use a broker you could purchase Asset Allocation ETFs that are simple and lower cost, but will have a $10 cost per trade at TDDI.
I solemnly swear, to never assume I have an inkling at which direction the market will head, and to never make any investments based on a timing strategy.
[OP]
Newbie
Jan 17, 2011
56 posts
4 upvotes
Thanks Deepwater, I'm with TD Canada Trust (bank) . I just want to do TD e-Series Funds , I don't have enough knowledge to manage my funds through trade

Seems 5% return in mutual funds doesnt generate much profit consider I need to pay tax and inflation is around 3% this year
Deal Addict
Nov 10, 2012
2409 posts
1686 upvotes
Calgary
TD e-series are good and pretty much the lowest MER you can get in a mutual fund (ETFs will be slightly lower). If you don’t already have a TD e-series mutual fund account, you will need to open a TDDI account to buy e-series funds. I recommend the couch potato link above - take a look at their e-series based model portfolios and pick the one that suits your risk tolerance.
Sr. Member
Nov 16, 2013
716 posts
202 upvotes
GTA
If you are with TD then go for TD GoalAssist App. This has free TD E TF trading. These have lower MER than e series.

You can pick up any one of these based on your goal.

TOCA -0.25%
TD Canadian Equity Index ETF (TTP) -0.06%
TD U.S. Equity Index ETF (TPU) -0.09%
TD International Equity Index ETF (TPE) -0.20%
TD Canadian Aggregate Bond Index ETF (TDB)-0.08%

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