Need recommendations for best options
-ScotiaOne daily account (and pays about $13 month for it--grrr) He always has a few thousand in there
-RRSP account with Scotiabank (not sure what rate he gets but I would guess it's not compelling enough to stay)
-Scotia Mortgage -we've only got about 50K left on this, it's up for renewal, and the rate they are offering is 3.54 (on a 4 year adjustable--we are finishing up a 2.65 variable 4 year, they raised it in their 'offer' of renewal)
-Scotiabank value visa--ZERO benefits and he pays $29 annual fee.
-Scotia secured LOC (no balance, 30K available)--interest on this is I believe 2.3? May be the only 'good' think they are giving him.
So--if it was you, and you wanted to have everything (or at least most) switched somewhere else for simplicity--what would YOU do?