Negotiate on a 100k debt? Not planning bankruptcy.

satanicdreams wrote: ↑ Is it possible to negotiate and bring the 100k debt to 30k for immediate payment?
If not 30k, what is the minimum amount we can pull down?

Also is it possible to open a bank account with collection agencies on file? or something like capital one credit card.

Please see: I am not planning bankruptcy.

zeddy wrote: ↑ So...background....100k-debt-advice-please-2360944/

Are you working now? Do you have a place to live that isn't based on your credit score?

Why are you not considering bankruptcy? After a year of credit card interest do you still owe $100K or is it much higher now? It should be much higher.

If you have an extra $30K this year, will you have an extra 30K next year? and the next? Because then you are debt-free in under 4 years. Without a bankruptcy.

You say your credit rating is already crap. Eventually, you will be able to repair your credit and get a secured credit card (like capital one).

dr_torch wrote: ↑ Just out of curiosity - why should somebody forgive $70k that you spent on an investment that went bad.

If it were the other way around would you simply tell them that they only need to give you $30k back.

In my less than humble opinion I think it's a better idea to work hard, pay off the debt, and treat this as a learning experience.

MikeMontrealer wrote: ↑ So in 2019 RBC asked you about sources of funds and transactions: legit-email-rbc-2292354/
In 2020 RBC closed your account: bank-said-they-will-close-my-account-te ... e-2358846/
Then you admitted you sent 100k to South Korea to open a business in crypto and then they told you they got hacked and lost the money (in other words, you were scammed): 100k-debt-advice-please-2360944

This is either an elaborate troll or you have gone through a pretty rough scam. Either way, if you don't declare bankruptcy you'll have to repay.

Did you ever call the police? Not that there's any chance of getting your money back, but at least to help prove your case to anyone you're trying to convince that you were defrauded to hope for some consideration of circumstances (ie longer time to payback etc)?

UrbanPoet wrote: ↑ What the flying puck!
He’s investing in mysterious miracle wonder herbs?

“ satanicdreams [OP]
Nov 13th, 2017 8:48 am
Investing in Ayurvedic Urea aka Dhatrumurgasiniy herb?

Anyone who tried investing in Ayurvedic Urea?

It's a rare herb named as Dhatrumurgasiniy discovered in country Nepal. They promise 20k each month to potential investors but it's freaking rare, you have to be on the waitlist to invest.

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Last edited by Mars2012 on Nov 13th, 2017 8:48 am, edited 1 time in total.
Reason: link removed”

investing-ayurvedic-urea-aka-dhatrumurg ... #p28458514