Neo Financial

Neo Financial Credit Card - Limited-time $100 sign-up bonus online

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May 18th, 2022 9:36 pm

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Nov 27th, 2021 3:24 pm

Quid Pro Quo [OP]: Sr. Member; Nov 28, 2005; 732 posts; 757 upvotes; Toronto

Nov 27th, 2021 3:24 pm

Neo Financial Credit Card - Limited-time $100 sign-up bonus online

Deal Link:: https://join.neo.cc/torontoeatoncentre
Retailer:: Neo Financial

Sign-up can be done through the Deal Link.

Neo Financial has a kiosk at the Toronto Eaton Centre whereby they are promoting the credit card and $100 sign-up bonus. You'll also get a cute tote and free stickers. The rep said that they'll be there until December, but I don't recall until exactly when. [Update: Neo Financial still has a kiosk at the Toronto Eaton Centre but they are now promoting the credit card with $50 sign-up bonus.]

This a limited-time offer similar to the expired promotion that was previously posted at
neo-financial-neo-financial-credit-card ... m-2487121/

Last edited by Quid Pro Quo on Mar 6th, 2022 9:55 am, edited 2 times in total.

Thread Summary

There will be a hard check on your credit score.

Physical credit card will be delivered later. To use the virtual card and sign-up bonus in the meantime, your phone needs to support contactless payments.

The $100 offer is applied through the Promo code: 1J932T

574 replies

Dec 6th, 2021 11:35 am

coopercold: Deal Addict; Nov 5, 2006; 1567 posts; 7102 upvotes

Dec 6th, 2021 11:35 am

$100 free money - seems like a great deal to me! Thanks, OP!

+2

Dec 6th, 2021 2:55 pm

Bratcoin: Sr. Member; Jun 27, 2017; 592 posts; 831 upvotes; GTA

Dec 6th, 2021 2:55 pm

Thanks OP! Missed the last promo. Pretty smooth application.

Dec 8th, 2021 9:25 pm

Tigre1215: Sr. Member; Jun 12, 2015; 667 posts; 327 upvotes; Mississauga

Dec 8th, 2021 9:25 pm

What gas and grocery stores they include? Don't see a list

+1

Dec 8th, 2021 9:43 pm

quickfg2: Jr. Member; Dec 23, 2011; 134 posts; 97 upvotes; SCARBOROUGH

Dec 8th, 2021 9:43 pm

They were at Markville Mall yesterday in Markham.

+1

Dec 8th, 2021 9:56 pm

stilltippin: Sr. Member; Nov 8, 2012; 927 posts; 809 upvotes; London, ON

Dec 8th, 2021 9:56 pm

Unlikely to stack with the $25 Rakuten is offering too? And to be clear, i can apply from the link posted, i dont need to visit in person? Thanks OP!

+1

Dec 8th, 2021 9:59 pm

nu2toronto92: Member; Nov 1, 2017; 242 posts; 222 upvotes

Dec 8th, 2021 9:59 pm

I believe most of their grocery stores are at 1% but they said they were close to signing a deal with Metro.
My friend ended up getting it just for the fact that Second Cup gives a 10% reward (at least that is what I was told).
Any chance someone who has the card can list the places with a reward > 1%?

Dec 8th, 2021 10:43 pm

89lilangel: Deal Addict; Jul 15, 2021; 1383 posts; 2554 upvotes; Vancouver/Richmond/B…

Dec 8th, 2021 10:43 pm

Is there gcr rebate too

Dec 8th, 2021 10:45 pm

kthxbye: Temp. Banned; Oct 14, 2017; 916 posts; 1224 upvotes; Toronto

Dec 8th, 2021 10:45 pm

I jumped on this card last time it had this offer. Very techsavy card,

Dec 8th, 2021 11:07 pm

H8TR: Sr. Member; Apr 7, 2007; 752 posts; 569 upvotes; Toronto

Dec 8th, 2021 11:07 pm

Missed it last time. Applied and got card in about 5 mins flat.

Dec 8th, 2021 11:21 pm

cgeorge1969: Jr. Member; Sep 13, 2014; 161 posts; 191 upvotes; Mississauga, ON

Dec 8th, 2021 11:21 pm

LCBO and Amazon are at 2% , The Bay 2%

Depending on the area you are in it will list the different places you can get discounts locally.

Its not a bad card at all and I use it at the LCBO and Amazon primarily.

Lots of Bars and Restaurants give 8% or so back after X amount of visits usually 3 visits. YMMV

The savings account also pays 1.3% interest and its relatively simple to deposit and withdraw money. A good place to park money temporarily which earns some interest rather than the majors.

You can use your cash back at any time as an account credit.

I have had no issues with this card and would recommend it.

+12

Dec 8th, 2021 11:27 pm

scoper: Deal Fanatic; Aug 5, 2006; 7535 posts; 4417 upvotes; Global Village

Dec 8th, 2021 11:27 pm

Who are their grocery store partners?

All day I dream about sports

Dec 8th, 2021 11:32 pm

squall458: Deal Guru; Mar 12, 2004; 11215 posts; 1858 upvotes; Guelph

Dec 8th, 2021 11:32 pm

Neo is a great card for restaurants. One I visited had 8% cash back on top of the regular 2% and it was a big bill so it really helped out. Its pretty good for gas as well.

HEATWARE AT 64-0-0. Ebay Feedback 200+ and counting. RFD Feedback 68-0-0 and counting.

+1

Dec 8th, 2021 11:34 pm

snoshy: Member; Apr 19, 2009; 304 posts; 208 upvotes

Dec 8th, 2021 11:34 pm

What's the cashback for Costco? Does it qualify as a Grocery store?

+3

Dec 9th, 2021 12:28 am

Giorgiodethrifty: Sr. Member; Sep 25, 2017; 680 posts; 534 upvotes; Strong/Free Canada

Dec 9th, 2021 12:28 am

Anyone else having issues with verification? Wouldn't accept the back of my ID. I emailed them to try and fix

"Buy now...think later...You can always return it."

Dec 9th, 2021 12:48 am

xtriawke: Member; Mar 16, 2016; 238 posts; 166 upvotes

Dec 9th, 2021 12:48 am

Can someone tell me how much is the cashback for structube?

Dec 9th, 2021 12:53 am

anthony9: Sr. Member; Dec 20, 2018; 652 posts; 1020 upvotes

Dec 9th, 2021 12:53 am

xtriawke wrote: ↑ Can someone tell me how much is the cashback for structube?

+2

Dec 9th, 2021 2:56 am

Nibbler2012: Sr. Member; Jul 23, 2015; 841 posts; 621 upvotes; Hamilton, ON

Dec 9th, 2021 2:56 am

@Giorgiodethrifty Yes, I ended up using passport instead and then it worked

Dec 9th, 2021 3:03 am

Masernaut: Deal Addict; Mar 1, 2012; 1665 posts; 1709 upvotes

Dec 9th, 2021 3:03 am

Wouldn't getting the Hudson's Bay Neo card be better? It's a 20% discount on everything at The Bay including sale items for the first 24 hours. With Boxing Day coming up, good time to stack discounts.

Rakuten is also offering $25 cashback but not sure how that works.

+3

Dec 9th, 2021 6:18 am

d5486: Sr. Member; Nov 9, 2008; 680 posts; 258 upvotes; Ottawa

Dec 9th, 2021 6:18 am

It seems like this card is a mix of 0% cash back at some stores and more cash back at some partner stores. Overall guarantee is 1%…not the guarantee for each store.

Difficult to keep track of what has higher cash back but it is a good card if you can. (It is not categories but individual stores)

So if you make this your daily card for everything->> the %0 cashback stores will cause your average cash back amount to go down to something near or equal to 1%. 1% “overall” (not per store) is also guaranteed by neo if you end up using lower cash back stores one month for example.

A bit tricky. perhaps on purpose.
I almost cancelled my other 1% /%1.25 everything card. But then realized that you are better off using a separate daily card which has 1% or higher minimum for each store and use this card for special stores.

+8

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