I don’t think we’ll need a monthly income from RRIF or any other account. We’ll keep 3-5 years of expenses in GICs and HISAs, so selling whatever ETFs we’ll end up with once a year for minimal withdrawals will definitely be cheaperFarmerHarv wrote: ↑ Interesting, thanks for the article. I think we'll keep adding to HBAL (as per The Plan), although we might pick some of this up to replace a couple of high MER bond heavy advisor series balanced/income mutual funds that are getting sold as we move out of Scotia McLeod.
