Credit Cards

New Zoomer+ Mastercard.

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  • Dec 3rd, 2022 10:03 am
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Nov 30th, 2022 9:10 pm
LeifS39303 [OP]
Deal Addict
Apr 25, 2019
1030 posts
1767 upvotes
YXE, Sask.

Nov 30th, 2022 9:10 pm

New Zoomer+ Mastercard.

https://my.zoomerplus.com/
It looks like a rebranded Brim Mastercard targeted at boomers/seniors. They have a standard and World Elite versions.
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Samsung Galaxy A53 owner.
16 replies
Nov 30th, 2022 10:17 pm
robsaw
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May 16, 2017
2452 posts
3223 upvotes

Nov 30th, 2022 10:17 pm

LeifS39303 wrote: ↑ https://my.zoomerplus.com/
It looks like a rebranded Brim Mastercard targeted at boomers/seniors. They have a standard and World Elite versions.
The pop-up comparison states it is a "BRIM" product.
+2
Dec 1st, 2022 1:06 am
titaniumtux
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May 8, 2009
15537 posts
14070 upvotes
Going to the Moon

Dec 1st, 2022 1:06 am

Both the basic and WE cards sadly have the 2.5% FTF (can't even give Boomers a break). The included features are kinda cool, even for the general population (obviously some of the rebate programs focus on Boomers/seniors).
Premium Life: CDC [Icey Private Status]/SwissBorg Genesis/InLock/Netflix UHD [100% off]/Amazon [Prime 100% off]/Instacart [Express]
+1
Dec 1st, 2022 1:09 am
1s22s22p4
Member
Jul 26, 2022
257 posts
398 upvotes
Toronto

Dec 1st, 2022 1:09 am

I wish they could bump up the travel medical coverage. Only 3 days for 65+ which is the target market for this card.
RFD lurker since 2017
+1
Dec 1st, 2022 12:53 pm
FarmerHarv
Deal Addict
May 31, 2018
1145 posts
2876 upvotes

Dec 1st, 2022 12:53 pm

If CARP is anything like AARP then be aware their sole purpose is to sell your info to as many places as possible forever. Mail, email, phone call spam like you'd never believe, I bet stuff even shows up at your grave if they find out where it is.

No way a few discounts will ever make up for the perpetual annoyance. YMMV of course.
+2
Dec 1st, 2022 2:29 pm
Here2day2
Sr. Member
Dec 12, 2016
521 posts
534 upvotes

Dec 1st, 2022 2:29 pm

robsaw wrote: ↑ The pop-up comparison states it is a "BRIM" product.
Zoomer cards used to be issued by MBNA. I wonder if Alaska Airlines and BW Rewards MC will soon follow suit to Brim.
Dec 1st, 2022 6:20 pm
ozzie16
Deal Addict
Oct 27, 2012
2860 posts
4664 upvotes
Toronto

Dec 1st, 2022 6:20 pm

CARP? More like CRAP.
+3
Dec 1st, 2022 9:27 pm
smartie
Deal Guru
Dec 5, 2006
13434 posts
8807 upvotes
Markham

Dec 1st, 2022 9:27 pm

Here2day2 wrote: ↑ Zoomer cards used to be issued by MBNA. I wonder if Alaska Airlines and BW Rewards MC will soon follow suit to Brim.
It does seem like Brim is going to be the issuer of issuers
Dec 2nd, 2022 7:17 am
MizuRyuu
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User avatar
Mar 4, 2005
314 posts
51 upvotes
Richmond

Dec 2nd, 2022 7:17 am

the only thing that would have entice me for the card is No Forex. Since they aren't offering that here, no need to get it
+1
Dec 2nd, 2022 7:48 am
smartie
Deal Guru
Dec 5, 2006
13434 posts
8807 upvotes
Markham

Dec 2nd, 2022 7:48 am

MizuRyuu wrote: ↑ the only thing that would have entice me for the card is No Forex. Since they aren't offering that here, no need to get it
I doubt no FX is in the top list for boomers
Dec 2nd, 2022 12:09 pm
erniefu
Member
Feb 26, 2011
209 posts
120 upvotes
Scarborough

Dec 2nd, 2022 12:09 pm

I don't see how any snowbird would be enticed to use this card (which I'm assuming is the target audience). You might as well use a US credit card when the majority of US card issuers have no forex fees.
+1
Dec 2nd, 2022 4:18 pm
Kiraly
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Jan 9, 2011
15830 posts
21582 upvotes
Vancouver

Dec 2nd, 2022 4:18 pm

erniefu wrote: ↑ I don't see how any snowbird would be enticed to use this card (which I'm assuming is the target audience). You might as well use a US credit card when the majority of US card issuers have no forex fees.
The vast majority of Canadians either don't realize their FX rate is marked up by 2.5%, or if they do, they don't know there are alternatives, or even if they know that, they don't think it's a big enough deal to care about it. We tend to forget that here in the RFD bubble.
+4
Dec 3rd, 2022 8:23 am
martydxb
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Apr 2, 2010
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GTA

Dec 3rd, 2022 8:23 am

Kiraly wrote: ↑ The vast majority of Canadians either don't realize their FX rate is marked up by 2.5%, or if they do, they don't know there are alternatives, or even if they know that, they don't think it's a big enough deal to care about it. We tend to forget that here in the RFD bubble.
This ^
Sad but true but ignorance, disinterest in seeking the best products is what does not allow these great products to thrive. Most people dont know or care about cost optimization in various parts of their expenses (think Cell phone plans, paying MSRP like Canadian Tire).
It's what big business thrives off...

EDIT: of course there are those who don't have time to fish around for offers due to their personal circumstances and have a deeper understanding of how things work to get ahead of them. So I do respect that.
Dec 3rd, 2022 9:55 am
smartie
Deal Guru
Dec 5, 2006
13434 posts
8807 upvotes
Markham

Dec 3rd, 2022 9:55 am

martydxb wrote: ↑ This ^
Sad but true but ignorance, disinterest in seeking the best products is what does not allow these great products to thrive. Most people dont know or care about cost optimization in various parts of their expenses (think Cell phone plans, paying MSRP like Canadian Tire).
It's what big business thrives off...

EDIT: of course there are those who don't have time to fish around for offers due to their personal circumstances and have a deeper understanding of how things work to get ahead of them. So I do respect that.
It's not fully customers fault.

Other industries make money by making things easier for customers, think iPhone

Banking industry makes money by making things complicated.

That's why Warren Buffett said "Wall Street is the only place that people ride to in a Rolls Royce to get advice from those who take the subway."
+1
Dec 3rd, 2022 10:03 am
Kiraly
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Jan 9, 2011
15830 posts
21582 upvotes
Vancouver

Dec 3rd, 2022 10:03 am

martydxb wrote: ↑ Check out this amazing card from RBC!
https://www.rbcroyalbank.com/credit-car ... tinum.html
Cool! lol
</sarcasm>
That card does have one thing going for it: Auto rental CDW with no annual fee and no high income requirement. The only others are CIBC's basic Aventura and Aeroplan, and Capital One's pair of Aspire cards. And ATB Gold if you live in Alberta.

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