Newbie here looking for an insurance plan. Any recommendations?
Hey,
First off, I apologize if this is the wrong section, as I wasn't sure if there's a more fitting section.
I've been going through some pretty bad mental health issues lately and I'm looking to purchase counselling / mental help services from a therapist. That being said, I've never bought insurance before. Other than knowing big names like SunLife and ManuLife, I don't really know much else about the industry, best practices, or how it works. I'm self-employed and so I don't have employer-provided insurance either.
I realize that sessions can be "covered" by insurance...problem is, I'm clueless as to how this works. I was thinking maybe I can purchase some sort of insurance plan and use that towards the mental help sessions, right? Instead of shelling out, say, $120 per session out of pocket (as I don't have that kind of money, unfortunately).
So essentially, am I looking at shopping around for an insurance plan (let's say from SunLife or ManuLife), signing up for the plan, and then getting reimbursed every time I purchase a mental help session? Is that the idea?
I was wondering if anybody could help point me in some direction with this, as I'm pretty embarrassed that I haven't taken the time earlier to be more proactive about this aspect of my life.
Thank-you so much in advance!
First off, I apologize if this is the wrong section, as I wasn't sure if there's a more fitting section.
I've been going through some pretty bad mental health issues lately and I'm looking to purchase counselling / mental help services from a therapist. That being said, I've never bought insurance before. Other than knowing big names like SunLife and ManuLife, I don't really know much else about the industry, best practices, or how it works. I'm self-employed and so I don't have employer-provided insurance either.
I realize that sessions can be "covered" by insurance...problem is, I'm clueless as to how this works. I was thinking maybe I can purchase some sort of insurance plan and use that towards the mental help sessions, right? Instead of shelling out, say, $120 per session out of pocket (as I don't have that kind of money, unfortunately).
So essentially, am I looking at shopping around for an insurance plan (let's say from SunLife or ManuLife), signing up for the plan, and then getting reimbursed every time I purchase a mental help session? Is that the idea?
I was wondering if anybody could help point me in some direction with this, as I'm pretty embarrassed that I haven't taken the time earlier to be more proactive about this aspect of my life.
Thank-you so much in advance!