5K PCO Points on "happy to say thanks" gift cards

Never used Happy cards. Here's some info. I found on their website:


HOW DO I USE THE HAPPY CARD IN STORES?
Ensure you know your balance and tell the cashier to ring up as “credit”.

CAN I USE A HAPPY CARD TO APPLY A TIP TO THE BILL?
Yes, as long as the subtotal plus the tip is less than or equal to the Card balance.

ARE THERE ANY RESTRICTIONS ON THESE PREPAID CARDS?
The Card is redeemable only at the merchants whose logos appear on the front of the Card.

CAN I USE MY CARD AT THE APPROVED MERCHANTS’ U.S. BRANCHES?
No, the Cards can only be used at the Canada merchant locations whose logos are on the front of the Card.

HOW CAN I CHECK THE BALANCE ON THESE PREPAID CARDS?
Visit Happy Cards’ Check Balance page, or call 866-907-0850.

DO HAPPY CARDS HAVE ANY FEES?
No, there are no fees.

DO THE FUNDS ON HAPPY CARDS EXPIRE?

There is an expiry date on the back of each Happy Card; this is when the plastic expires. However, funds on your prepaid card never expire. If funds still remain on the card after that date, please call 866-907-0850 to have a replacement card issued and mailed to you at no cost. The balance on the replacement card will be equal to the balance on the discontinued card.

CAN I RELOAD A HAPPY CARD?
No, Happy Cards cannot be reloaded.

HOW ARE MERCHANDISE RETURNS PROCESSED?
Depending on the merchant, merchandise returns may be refunded directly back to your prepaid card, so be sure to keep it until you are sure you will not need it.

WHAT IF MY PURCHASE IS MORE THAN THE VALUE AVAILABLE ON THE HAPPY CARD?
If your purchase is larger than your balance, ask the cashier to swipe the prepaid card for the exact amount available on the card; then pay the remaining balance with another form of payment. These are called “split transactions.” Some merchants do not allow cardholders to conduct split transactions.

Those Happy cards are annoying to use. It took forever for the cashier at SportChek to figure out how to use it for a portion of the purchase price.

Anybody used it before can share? Can I spend online? How easy to use it in store? Looking to buy MacBook at staples don’t wanna risk 2K money on it.

EZSAVE wrote: ↑ Anybody used it before can share? Can I spend online? How easy to use it in store? Looking to buy MacBook at staples don’t wanna risk 2K money on it.

can't spend online. easy to use in-store once they figure it out.

in my experience at Home Depot, ask them to treat it as a prepaid credit card, not gift card.

EZSAVE wrote: ↑ Anybody used it before can share? Can I spend online? How easy to use it in store? Looking to buy MacBook at staples don’t wanna risk 2K money on it.

They work but you have to keep in mind you'd lose any credit card benefits from purchasing the laptop (extra warranty, lost item insurance etc). Not sure about Staples but you'd have to check if they would accept multiple forms of payment since I'm pretty sure they don't sell these in $2000 increments.

5k optimum points = $5.00...so that's a 10% cb for loblaw/no frills, not bad. but for SportChek, you can get 15% off GC, so no need to get this for SportChek. For footlocker not bad though.

They are extremely easy to use for in person checkout. The last time they had a Happy GC sale, we nabbed as many Happy Home cards as we could since we shop at Home Depot a lot.
When checking out, tell cashier it's credit. To maximize use, make sure you know the balance of each card. Cashier will ring it through.
Unfortunately, I have no idea how you'd use this for online checkout though.

juinny wrote: ↑ They are extremely easy to use for in person checkout. The last time they had a Happy GC sale, we nabbed as many Happy Home cards as we could since we shop at Home Depot a lot.
When checking out, tell cashier it's credit. To maximize use, make sure you know the balance of each card. Cashier will ring it through.
Unfortunately, I have no idea how you'd use this for online checkout though.

How easy was it to use multiple? Say you buy something 500but ur cards were 50?

EZSAVE wrote: ↑ How easy was it to use multiple? Say you buy something 500but ur cards were 50?

Very. Just keep swiping. Every swipe will remove that amount from the remaining total on their POS system. Functions just like their store gift card except it's logged as credit card on their POS system.

Bad thing cant use that online, and it being more like a cc than gc is a huge disadvantage as well (if you don't have enough to cover the amount, you cant use another cc).

Skip this - It's not worth it. They are stressful cards to use and not happy at all - lol

I'd be all over this if it wasn't limited to the "say thanks" card... Last time I loaded up on the Home cards.

angel_wing0 wrote: ↑ Bad thing cant use that online, and it being more like a cc than gc is a huge disadvantage as well (if you don't have enough to cover the amount, you cant use another cc).

huh. this is not true.

my kids had these 2 "happy" cards as x-mas gifts but to this day we still have issues in using them. Indigo, and then Staples, were unable to figure out how to process them, after several attempts. it was quite a bad experience.