Non Registered account holdings
In terms of holdings in non registered account, I am thinking the mix of individual stocks plus ETF. right now, I am thinking 5 banks and Telus as individual stocks plus some dividend ETF such as XDIV. I know ETF MER will eat some returns, but it also free my time to study each individual stocks fundamentals, price history and monitor when to buy those time consuming activities.
is this the right approach?