Personal Finance

O9 rating on credit report

  • Last Updated:
  • Sep 22nd, 2018 2:24 pm
Sep 21, 2018
1 posts

O9 rating on credit report

I have a R9 and an O9 on my credit reports from Equifax/TransUnion. One says "bad debt written off" the other says sent to collections. If I pay both of them off, will they come off my reports?

The bad debt written off is from 2013.

1 reply
Deal Fanatic
User avatar
Aug 24, 2016
7447 posts
The Prairies
No they will not come off.
They are there to stay for 6 years.
They will only be updated as “paid”.
The fact that you defaulted in the first place, is great interest to a potential lender.