I feel i made a mistake of going with a 2yr fixed - as I was and still apprehensive of long term mortgages. Anything 5yr seems so far to be locked into.
But, now rates are everywhere and it takes so much paperwork to get anything renewed or transferred to another lender.
So how do you decide , given all the choices. Any stats or metrics to compare? or news, politics motivated?
Any calculation of Variable vs Fixed scenario?