No problem! It's not something that you would think would matter, but it does when we are dealing with properties valued at over $1 million. Lowest rates in your case would be a 5 year fixed at 3.29% or 5 year variable at prime -1.15% (2.80%). There are shorter term rates available as well, however they are higher.
Mortgage Broker, Author
CityCan Financial Corp (lic. 10532)