House price: $397,500
Down payment: 20%
Closing date: May 1st
Primary resident: Yes
Household income: 68,000
400$ / month car payments, no other debt
Good credit score
30-year amortization <-- does this affect rate?
Want to be able to make prepayments
Mortgage can be transfered (is that the right term?) to another house if I move before I finish paying mortgage
Any other conditions of a mortgage I should be looking out for?
Best interest rate?