Official RFD thread for Tax Free Savings Accounts (Updated 2021-JAN-08)

Things to Note:
- Rates were last updated as of the date in the thread title at the top.
- The order listed is from highest rate to lowest rate. If multiple accounts have the same rate, they will be listed in alphabetical order.
- Only accounts with a savings rate of 1.25% or higher will be listed. *Due to COVID-19, Temporarily Adjusting to any account with 1.00% or more.
- The rates are assumed to be earned on the full balance starting at $0.01 - Unless specifically mentioned.
- Interest is calculated on the daily closing balance and paid monthly unless stated otherwise.
- Only accounts available to all Canadians (except Quebec) will be listed.
- Note: most of these accounts require that you pair the TFSA savings account with a non-registered savings account to be able to deposit or withdraw.

Other Helpful Links:
- High Interest Savings Account Rates: HERE

NOTE: Short Term Offers will be listed below in the thread summary after this first post (members please update as you see fit, and remove old ones, as I will not actively be updating the thread summary post)

*EQ Bank - "Tax Free Savings" -- Rate: 2.30% (No transfer fee)

*Canadian Tire - "Tax Free Savings" -- Rate: 1.80% ($50 transfer fee)

*Rosenort Credit Union – “TFSA Variable Savings” – Rate: 1.70% (Unknown Transfer Fee)
-- Note: Interest is paid annually based on the minimum monthly balance. Interest is paid in January. 1st transaction free per month, $5.00 per additional. You must call or email the credit union to withdraw from the TFSA savings account, it cannot be done online.

*Access Credit Union - "TFSA Variable Savings" -- Rate: 1.60% (Unknown Transfer Fee)
-- Note: Interest is paid annually based on the minimum monthly balance. Interest is paid in January. 1st transaction free per month, $5.00 per additional.

*Steinbach Credit Union - "TFSA Variable Savings" -- Rate: 1.60% (Unknown Transfer Fee)
-- Note: Interest is paid annually based on the minimum monthly balance. Interest is paid in January. 1st transaction free per month, $5.00 per additional.

*Motive Financial - "TFSA Savings" -- Rate: 1.55% ($50 transfer fee)

*Wealth One Bank - "Tax-Free Savings Account" -- Rate: 1.50% ($50 transfer fee)

*People's Trust - "Tax Free Savings" -- Rate: 1.30% (No transfer fee)

*AcceleRate Financial - "AcceleRate TFSA Savings" -- Rate: 1.20% ($50 transfer fee)

*Achieva Financial - "TFSA Savings" -- Rate: 1.20% (No transfer fee)

*Alterna Bank - "TFSA eSavings" -- Rate: 1.20% ($50 transfer fee)

*Implicity Financial - "TFSA Savings Account" -- Rate: 1.20% ($50 transfer fee)

*Maxa Financial - "TFSA Savings" -- Rate: 1.20% ($75 transfer fee)

*Outlook Financial - "TFSA High Interest Savings Account" -- Rate: 1.20% ($50 transfer fee)

*Motusbank - "TFSA Savings Account" -- Rate: 1.10% ($50 transfer fee)

*Ideal Savings - "TFSA Savings" -- Rate: 1.01% ($50 transfer fee to another financial institution, $5 transaction fee to move funds to HISA)

*Hubert Financial - "Tickled Pink TFSA" -- Rate: 1.00% (No transfer fee)