Automotive

Ontario: Aviva Auto Insurance Premium Relief. Minimum 15% By Changing To Pleasure Use

  • Last Updated:
  • May 27th, 2020 10:59 am
[OP]
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Mar 1, 2008
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Toronto, Ontario

Ontario: Aviva Auto Insurance Premium Relief. Minimum 15% By Changing To Pleasure Use

Aviva (includes RBC Insurance) is now offering premium relief due to COVID-19. Contact your broker/agent and be honest about how you're using the vehicle. Changes can be backdated to mid-March on a case by case basis. These are new changes that recently came into effect. I already got my reduction and it is significant, meaningful savings. Didn't have to remove coverage on my vehicle at all. All I had to do was update it to pleasure use. I got about $300 back on $2,000 annual premium.
Last edited by geokilla on May 6th, 2020 11:43 pm, edited 3 times in total.
67 replies
Deal Addict
Jan 29, 2010
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Toronto
geokilla wrote: Aviva (includes RBC Insurance) is now offering premium relief due to COVID-19. Contact your broker/agent and be honest about how you're using the vehicle. Changes can be backdated to mid-March on a case by case basis.
Is this new? I called last week and was told there’s no premium relief, I could only reduce coverage or km
Newbie
Dec 29, 2008
63 posts
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Mississauga
TD Meloche is also giving 15% off for 3 months (as a cheque mailed to you).
Deal Addict
Aug 31, 2017
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Aviva out here making insurance companies look terrible at a time of crisis lol. First the dentist fiasco and now this. Good luck Aviva customers!
[OP]
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Mar 1, 2008
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jillaryit wrote: Is this new? I called last week and was told there’s no premium relief, I could only reduce coverage or km
Yes. These are new changes that recently came into effect. I already got my reduction and it is significant, meaningful savings.
Last edited by geokilla on May 6th, 2020 9:55 pm, edited 1 time in total.
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Sep 15, 2015
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Mooooonnn
tshath wrote: TD Meloche is also giving 15% off for 3 months (as a cheque mailed to you).

Not only TD Meloche. All Td auto insurance customers are eligible for 15% off for three months (mailed cheque), And one can still drive the car for essential travel, including the health/front line staff drive for work, if applying by May.31,
or if one doesn’t use the car for 45 days, contact td insurance and the premium may get cut up to 75%.

Source:
https://www.tdinsurance.com/covid-19/
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2. Don’t buy because it’s cheap. Buy it when needed or it brings convenience/happiness/better quality in life
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Jr. Member
Feb 3, 2019
147 posts
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Brampton,ON, Canada
I am with Desjardin and they gave me a credit of $88 last month. Not sure if that was one time or for 3 months or 1 year. I talked to my agent and she is not aware as well. I will have to wait for this month's premium to confirm if it was one time only or recurring.

I pay $3000 per year and getting a one time $88 discount would be slap on the face considering the car is practically standing in the garage.
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Nov 12, 2015
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geokilla wrote: Aviva (includes RBC Insurance) is now offering premium relief due to COVID-19. Contact your broker/agent and be honest about how you're using the vehicle. Changes can be backdated to mid-March on a case by case basis. These are new changes that recently came into effect. I already got my reduction and it is significant, meaningful savings.
Do you have anything in writing from Aviva/RBC?
Stay strong, situation always looks harder and that it will never end when you are in the middle of it, but remember past experiences, everything has an ending.
Member
Nov 18, 2011
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EDMONTON
Is this available in Alberta too?
Deal Addict
Nov 11, 2004
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Ottawa
anshiren wrote: Not only TD Meloche. All Td auto insurance customers are eligible for 15% off for three months (mailed cheque), And one can still drive the car for essential travel, including the health/front line staff drive for work, if applying by May.31,
or if one doesn’t use the car for 45 days, contact td insurance and the premium may get cut up to 75%.

Source:
https://www.tdinsurance.com/covid-19/
Thank you for posting this, i will give them a call tomorrow

I actually just logged into my bank account the last time i filled my tank was March 23rd. I still have well over 3/4 of gas left
Hello
Newbie
Jul 11, 2006
84 posts
23 upvotes
I'm a frontline worker and as of yesterday, the discount/relief does not apply to us as we still drive to work. I'm with Aviva.
Deal Addict
Apr 13, 2006
1117 posts
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Mississauga
Called last week. Were willing to give me 75% off one car if I removed it from driving. 15% reduction otherwise, because of WFH.
Sr. Member
Sep 16, 2011
651 posts
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LONDON
I called them 10 days ago and they refused to do anything. I suspended the insurance on one of my cars (theft and fire) and they still charge 45 a month for that one...ditching them on my next renewal
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Dec 4, 2009
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geokilla wrote: Aviva (includes RBC Insurance) is now offering premium relief due to COVID-19. Contact your broker/agent and be honest about how you're using the vehicle. Changes can be backdated to mid-March on a case by case basis. These are new changes that recently came into effect. I already got my reduction and it is significant, meaningful savings.
Can you quantify the savings? Ballpark? Context (compared to what you pay)?
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Lucky
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Jul 5, 2005
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geokilla wrote: Yes but I can't share it for reasons I cannot discuss. I wouldn't share my personal policy info either due to privacy reasons.
Can you tell us of any high level reductions?
Newbie
Apr 22, 2018
40 posts
11 upvotes
I don't see anything new on Aviva's website about this. I called Aviva a couple of weeks ago about my insurance on two cars since my partner and I are both working from home and barely driving. They only reduced it by $4 a month lol.
The only alternative they offered me was if I put one of the cars in storage and did not drive it at all they could reduce it a little further. Awful.
Sr. Member
Dec 24, 2017
902 posts
861 upvotes
London
This title is misleading. They're just letting you change coverage, not providing automatic reimbursements like many other providers. I called to ask almost a month ago and they offered this (literally just a reduction in coverage) but I'm pretty much minimal coverage (pleasure driving + 5000km/yr on old car) so they offered to stop covering, but i AM still driving it for the time being. Anyways, Not super great.
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Dec 19, 2005
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Anyone else confirmed this? I called last month and had to take one vehicle off to get reduced premium. Primary vehicle is only being driven to and from work and they weren’t offering anything.

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