[Ontario] Can we use more than one auto insurance company for cars in the same household?
I'm asking because our daughter will be taking her written/knowledge exam soon and I was told that because we have three cars, her name has to be on all three with her being the principal driver of one of them.
While she has her G1, this will not impact the insurance premiums but once she gets her G2, I think it will.
We are limiting her to use of just one of three vehicles (the latest with some additional safety features) and was wondering if we can do the following to limit premium increases since she will really be an occasional driver of even that one car.
1. For current insurance company - take away one car and sign a waiver that she will not be driving any of the two vehicles
2. I'm not sure if she still has to be a principal driver on this third car if we remove the third car from the first insurance co. coverage and insure it over another insurance company
One of our cars is manual transmission (the infamous 02 Civic ) so what if leave that as one of the two cars (the other being the car she will be driving) with my current insurance provider, can I specify that she only be driving one of the two cars since she can't drive stick? And on the other insurance provider, I sign a waiver that she will not be touching the car?
Any legal workaround to make such a thing work with a three car household, two drivers and one student driver? If there is none, I will get rid of one of our cars to bring it down to two.