Ontario Fault Determination Question??
My assumption was that this car was similar in nature to a hit and run. However, when I went to the collision centre the next day to file the report, the officer informed me that I was 100% at fault for the accident, and that I should have allowed the cars to collide rather than take avoidance action.
In any case, Intact insurance informed me that I would be paying a higher deductible on my insurance, and that my insurance rates would likely go up as a result of the way Ontario determines fault.
My question is if anybody here has had an accident under similar circumstances, and if so, is there anything I can do to overturn this determination or keep my insurance rates from going up?