Open TD Chequing Account and get up to $400

Full Terms:
Calculating the $400 Cash Offer

§Up to $400 in value is calculated as follows: Offer 1) $300 Cash + Offer 2) $50 Cash + Offer 3) $50 Cash = $400 total cash value.

Offer 1) Earn $300 Cash upon opening a new TD Unlimited Chequing Account or TD All-Inclusive Banking Plan between February 1, 2023, and May 31, 2023, and complete the qualifying criteria in accordance with Offer 1 below.

Offer 2) Earn $50 Cash when a New Chequing Account customer (Defined as the new to bank Chequing Customer in Offer 1) opens a new TD ePremium Savings Account or TD Every Day Savings Account by May 31, 2023, and meets the qualifying criteria as set out in accordance with Offer 2 below.

Offer 3) Earn $50 Cash when a New Chequing Account customer applies, is approved and adds Monthly Plan Overdraft Protection or Pay As You Go Overdraft Protection (Pay As You Go Overdraft Protection is not available for Quebec residents) to the New Chequing Account by May 31, 2023, and meets the qualifying criteria in accordance with Offer 3 below.

Offer 1: Chequing $300 Cash T&Cs

† The $300 cash offer is available to Canadian residents that do not have an existing TD Chequing account, that are the age of majority at time of account opening in their province or territory who:

Open a TD Unlimited Chequing Account or TD All-Inclusive Banking Plan between February 1, 2023, and May 31, 2023, and
Complete any two of the following with the New Chequing Account:
I. Set up a recurring Direct Deposit from their employer, pension provider or the Government with the first deposit posted to the New Chequing Account before July 26, 2023. The Direct Deposit must occur either weekly, biweekly, monthly, or twice per month.
II. Make an Online Bill Payment through EasyWeb or the TD app, minimum $50 before July 26, 2023.
III. Set up a recurring Pre-Authorized Debit, minimum $50 with the first Pre-Authorized Debit posted to the New Chequing Account before July 26, 2023. Pre-authorized Debit must occur either weekly, biweekly, monthly, or twice per month.
Whether or not a recurring Direct Deposit is acceptable for this offer is subject to our approval.

The following are not eligible for the $300 Cash offer:

Customers who already have a TD Chequing account that was closed on or after February 1, 2022; or
Customers who received any Chequing account offer from TD in 2020, 2021, 2022; or
TD staff members or any TD customers who has a joint account with a TD staff member.
For any New Chequing Account that is a joint account, at least one account holder on the New Chequing Account must meet the eligibility requirements. Limit of one $300 cash offer per customer per New Chequing Account.

The $300 cash will be deposited to the new Chequing Account within 12 weeks of all conditions being met, provided that the New Chequing Account is still open, in good standing, with all conditions continuing to be met. The monthly fee for the New Chequing Account cannot have been waived or rebated for any reason, other than maintaining the minimum monthly balance, receiving a seniors' rebate, or receiving the New to Canada 12-month fee waiver on the TD Unlimited Chequing Account, and the type of account cannot have changed, before the $300 is deposited to the New Chequing Account.

We can change, extend, or withdraw the $300 cash offer at any time, and it cannot be used in conjunction with any other offer or discount for the same product, except the New to Canada Banking Package. All amounts are in Canadian dollars unless otherwise noted. Other conditions may apply.

For information about Chequing Account transactions and a complete list of account fees, see About Our Accounts and Related Services.

Offer 2: Savings $50 Cash T&Cs

◊ The $50 Savings account cash offer is available to Canadian residents that are the age of majority at the time of the New Savings Account opening in their province or territory. To earn the $50 cash offer, a New eligible TD Chequing account customer must:

Open a TD All-Inclusive Banking Plan or a TD Unlimited Chequing Account between February 1, 2023, and May 31, 2023, and
Open a new TD ePremium Savings Account or TD Every Day Savings Account (the New Savings Account) by May 31, 2023, and
Complete one of the following with the New Savings Account:
Set up a Pre-authorized Transfer Service with your first transaction processed by July 26, 2023. The Pre-authorized Transfer Service must occur either weekly, biweekly, monthly, or twice per month.
Set up Simply Save with your first transaction processed by July 26, 2023.
The following are not eligible for the $50 Savings account cash offer:

Customers who already have a TD Savings account as of January 31, 2023, or
Customers who had a TD Savings account that was closed on or after February 1, 2022, or
TD staff members or any TD customers who has a joint account with a TD staff member.
The $50 cash will be deposited into the New Chequing Account within 12 weeks after all conditions have been met, provided that the New Chequing Account and New Savings Account are still open, in good standing, with all conditions continuing to be met. For any New Savings Account that is a joint account, at least one account holder on the New Savings Account must meet the eligibility requirements. Limit of one $50 cash offer per customer per New Savings Account. For information about transactions and a complete list of account fees, see About Our Accounts and Related Services.

Offer 3: Overdraft Protection Service (ODP) $50 Cash T&Cs

∞The $50 cash offer for Monthly Plan Overdraft Protection or Pay As You Go Overdraft Protection (ODP) is available to Canadian residents that are the age of majority in their province or territory at the time of the approval of the ODP. To earn the $50 cash offer, a New Chequing Account customer must:

Open a TD All-Inclusive Banking Plan or a TD Unlimited Chequing Account between February 1, 2023, and May 31, 2023, in accordance to Offer 1, and
Apply, be approved, and add Overdraft Protection service (Pay As You Go Overdraft Protection is not available for Quebec residents) to the New Chequing Account by May 31, 2023, and
Keep the new Overdraft Protection service, active and in good standing for 30 days after approval.
The offer is not available to:
Customers who already have a TD Chequing Account with Overdraft Protection service in place on January 31, 2023, or
TD staff members or any TD customers who has a joint account with a TD staff member.
The $50 cash will be deposited to the New Chequing Account within 12 weeks after all conditions have been met, and the Overdraft Protection is still open, in good standing, with all conditions continuing to be met. Limit of one $50 cash offer per customer per New Chequing Account with Overdraft Protection. For any New Chequing Account that is a joint account, all account holders on the New Chequing Account must meet the ODP eligibility requirements. Each account holder must be age of majority in their province of residence to apply for ODP and is subject to credit approval.

Monthly Plan Overdraft Protection service fee is $5 a month on TD Unlimited Chequing Account and TD All-Inclusive Banking Plan. Fee for Pay As You Go Overdraft Protection is $5.00 for each eligible overdraft transaction (maximum of $5.00 a day regardless of number of overdraft transactions). Amount in overdraft is subject to an interest rate of 21% per annum. ODP fees and interest rate are current as of May 24, 2022, unless otherwise indicated and subject to change. For more information and a complete list of account fees and Overdraft Protection Service Fees, see About Our Accounts and Related Services.

1 You pay no monthly fee if you have the minimum monthly balance indicated or more in your account at the end of each day in the month.