She is currently waiting back on the results to see if she qualifies for a “pool” for a level up from her current. Her new level would be CO-02
As for living arrangement. She lives with me (for free by my choice). I own a house in the market outright and live fairly frugally compared to income. I just turned 30. We could happily live in current home for the long haul although ideally we prefer New Edinburgh, Centertown, Sandy Hill or the Glebe but can’t afford those yet.
Should we continue to push towards buying more cash flow positive re (hard to find but if we do). Another idea we floated around was a small modern Airbnb cottage rental. Or maybe try and start a small business or finance an operator of one. If this was 2010 I’d be buying up more stocks...but valuations are stretched (in my opinion).