Credit Cards

Pay your rent with Credit Card, Getdigs.io is available in all provinces (including QC)

  • Last Updated:
  • Aug 14th, 2019 4:01 pm
Tags:
None
[OP]
Jr. Member
Sep 12, 2018
167 posts
91 upvotes
Edmonton

Pay your rent with Credit Card, Getdigs.io is available in all provinces (including QC)

You can pay your rent with credit cards all over Canada (Including QC). Free for RBC credit cardholders. Charges apply for others.
Last edited by IshfaqueR4678 on Aug 13th, 2019 9:27 pm, edited 1 time in total.
8 replies
Member
Aug 16, 2004
496 posts
25 upvotes
Vancouver
Note that there's a 5-day approval process AFTER you verify your CC.
Sr. Member
Oct 8, 2006
554 posts
340 upvotes
Okanagan Valley
IshfaqueR4678 wrote: You can pay your rent with credit cards in QC now. Free for RBC credit cardholders. Charges apply for others.
I think this may be all Canada as am in BC and have received the email. Yoo may wish to amend post heading
[OP]
Jr. Member
Sep 12, 2018
167 posts
91 upvotes
Edmonton
Actually, there's another post that says about other provinces. But I think you're right. I should edit the headings.
Newbie
Jul 9, 2019
17 posts
18 upvotes
There is a couple of pros and cons with this
Pros:
- you can set up a recurring payment - nice
- you get cashback or whatever on your card faster since that huge rent amount gets charged on your card

Cons:
- you get the amount placed on your card on the 25th
- they get to use your money for 5 days (imagine that pile of cash that they will be investing from the 25th to the 30st...sick)
- Landlord might get confused

any other thoughts before I enroll?
Sr. Member
User avatar
Dec 20, 2017
618 posts
747 upvotes
Payment is limited from $400 to $5500. Works for most 1br apts, but for larger families / houses in GTA / GVA, that's not enough unfortunately.

For those within that rental bracket, it's basically free rbc points though.
Member
May 26, 2009
447 posts
547 upvotes
Calgary
Delight wrote: Payment is limited from $400 to $5500. Works for most 1br apts, but for larger families / houses in GTA / GVA, that's not enough unfortunately.

For those within that rental bracket, it's basically free rbc points though.
I think people renting a home for more than $66k a year is a relatively rare occurrence (e.i. less than 0.1% of Canadian rental homes). Hitting the maximum would be 990 WSD a year reward on the RBC WS WE MC, which would be an awesome bonus. It would be enough WSD for four round trip flights anywhere in Canada.

If our family was paying that much for rent, I'd be looking to maximize that. Maybe split the rent in two, and have two adults pay through their own account. I don't know if getdigs allows that, but it would be one way to double your limit. And if that doesn't work, I'd look to make a deal with the landlord to pay the max through getdigs and another method for the rest.
Sr. Member
User avatar
Dec 20, 2017
618 posts
747 upvotes
jtfrogger wrote: I think people renting a home for more than $66k a year is a relatively rare occurrence (e.i. less than 0.1% of Canadian rental homes). Hitting the maximum would be 990 WSD a year reward on the RBC WS WE MC, which would be an awesome bonus. It would be enough WSD for four round trip flights anywhere in Canada.

If our family was paying that much for rent, I'd be looking to maximize that. Maybe split the rent in two, and have two adults pay through their own account. I don't know if getdigs allows that, but it would be one way to double your limit. And if that doesn't work, I'd look to make a deal with the landlord to pay the max through getdigs and another method for the rest.
Many 2-4BR condos or houses (2000 sqft+) are charging 6-10k/m in the 'better parts' of Vancouver area, more if any mountain or water view, despite the empty homes tax + BC speculation vacancy tax discouraging empty homes. After all, the housing of those condos/houses are around 3-4M+, and the landlords need to make a return on their mortgages, and sometimes second / third private mortgages / loan sharks.

Get digs may require proof of signed rental contract for higher rent amounts, so if they see it's beyond $5.5k, they won't allow you to use their services.
[OP]
Jr. Member
Sep 12, 2018
167 posts
91 upvotes
Edmonton
Kingouille wrote: There is a couple of pros and cons with this
Pros:
- you can set up a recurring payment - nice
- you get cashback or whatever on your card faster since that huge rent amount gets charged on your card

Cons:
- you get the amount placed on your card on the 25th
- they get to use your money for 5 days (imagine that pile of cash that they will be investing from the 25th to the 30st...sick)
- Landlord might get confused

any other thoughts before I enroll?
I personally can't think of any. You have listed the pros and cons nicely.

Top