Expired Hot Deals

[PC Financial] Get 100,000points with a new PC Financial® Mastercard®

  • Last Updated:
  • Dec 23rd, 2020 2:11 pm
[OP]
Newbie
Oct 20, 2019
56 posts
21 upvotes

Get 100,000points with a new PC Financial® Mastercard®

Deal Link:
Expiry:
December 24, 2020
Retailer:
PC Financial
Treat yourself this season and get
100,000points
with a new PC Financial® Mastercard®

Apply through the deal link and get 100$.

*Apply online using the specified link on this page by December 24, 2020 at 11:59:59 pm ET, and a welcome offer of 100,000 bonus PC Optimum points will be awarded to your account after your first purchase with your new card at a participating store where President's Choice® products are sold. Expiry date of offer is subject to extension. Points amount includes the 20,000 PC Optimum points available to all new PC Financial Mastercard® accounts. Visit pcoptimum.ca for full store list. No minimum purchase amount required. Purchase must be made with your President's Choice Financial Mastercard® within 6 months of account approval. Cannot be used with any other promotions or offers. Offer has no cash value.

Allow 4-6 weeks from qualifying purchase on your new card at Shoppers Drug Mart, Pharmaprix or participating Loblaw banner stores for bonus PC Optimum points to be awarded. Each welcome offer is limited to one per new PC Financial Mastercard® account and the offer may be terminated or changed at any time without notice.

**Minimum redemption is 10,000 PC Optimum points (worth $10 in free rewards) and in increments of 10,000 PC Optimum points thereafter, at participating stores. Some redemption restrictions apply. Visit pcoptimum.ca

1)Our stores means affiliated Loblaw banner grocery stores and Shoppers Drug Mart / Pharmaprix. Visit pcoptimum.ca for details on participating stores where the PC Optimum program is offered.

2)All PC Optimum members earn 15 points per dollar on eligible purchases at Shoppers Drug Mart and Pharmaprix. When you use your President’s Choice Financial Mastercard® you will earn additional points per dollar: 10 points per dollar for President’s Choice Financial Mastercard® cardholders; 20 points per dollar for President’s Choice Financial World Mastercard® cardholders; and 30 points per dollar for President’s Choice Financial World Elite Mastercard® cardholders.

3)Points amount shown includes the 10 points per dollar for all purchases with the President's Choice Financial Mastercard®. Points amount also includes at least 10 PC Optimum points per purchased litre of gasoline or diesel fuel at Esso™ and Mobil™ stations in Canada when you pay with your PC Financial Mastercard®. You will also earn at least 10 PC Optimum points per litre available to all PC Optimum loyalty members at Esso™ and Mobil™ stations in Canada. Earn an additional 10 points per litre of premium gasoline (Octane 89, 91, 93) at Esso™ and select Mobil™ Stations. You could earn even more points at Mobil™ stations located adjacent to a Loblaw banner grocery store. Exact earn rate at the station nearest you is available in the station locator located at pcfinancial.ca/gas. Should fuel prices fall below $1/L, causing total points per litre awarded to fall below 30 points per litre, points will be topped up to ensure a minimum of 30 points per litre are awarded in all transactions paid with a PC Financial Mastercard® at Esso and Mobil locations. For full details including how points are awarded to your account and rounding rules, visit pcfinancial.ca/gas.

4)Get a bonus 10 PC Optimum points per dollar of your PC travel services purchase (taxes included) charged to your President's Choice Financial Mastercard® or President's Choice Financial World Mastercard® and 20 bonus PC Optimum points per dollar charged to your President's Choice Financial World Elite Mastercard®, in addition to the regular 10 PC Optimum points per dollar earned for all purchases on these cards. Bonus PC Optimum points will be shown as “PC Travel Bonus Rewards” on your PC Optimum points statement. Account must be in good standing. Offer subject to change. PC travel services are provided by 8742995 Canada Inc. doing business as Travel Nation Canada. President's Choice Bank and its related companies are not affiliated with Travel Nation Canada and are not responsible for delivery of the services or liable in connection therewith.

5)Earn a minimum of 10 PC Optimum points per dollar on all of your purchases charged to the credit card. Any bonus PC Optimum points offers available to all President’s Choice Financial Mastercard® customers are calculated based on the regular earnings rate of 10 PC Optimum points per dollar spent. This offer may be terminated or changed at any time.

6)Balance Transfers for new accounts: You must apply for a President’s Choice Financial Mastercard® by December 31, 2021 in order to be eligible for the current promotional balance transfer offer of a 0.97% interest rate for 6 months. Offer is available to eligible new customers only, within 90 days of your President's Choice Financial Mastercard® account ("Account") approval. This offer may be changed, extended or cancelled without notice. Promotional interest rate is annual and applies, unless your Account is in default, only to the transferred amount for 6 months after the transaction date, after which the cash advance interest rate applicable to your Account applies to any remaining balance until the balance is paid in full, unless your Account is in default. Balance transfers are treated like cash advances and interest is charged from the date the transfer occurs, which may be up to 30 business days from your activation of the Account. Continue making your minimum payments on accounts from which you are transferring until the balance transfer amounts are credited to those accounts in order to avoid late charges and penalties. If the total amount to be transferred is more than your available credit limit, President's Choice Bank ("PC  Bank") may send your creditors either full or partial payment up to the amount of your available credit limit. PC Bank reserves the right to limit the number and amount of balance transfers and to decline them for any reason. Balances from other President's Choice Financial accounts are not eligible to be transferred. Stop payments are not allowed. PC Optimum points are not earned on balance transfers unless otherwise specified. Please refer to your Cardholder Agreement and Card Carrier disclosures for further information.

7)Results based on data entered as estimated purchases made on a PC Financial Mastercard®, PC Financial World Mastercard®, or PC Financial World Elite Mastercard® under the following assumptions.

Calculation Assumptions for PC Financial Mastercard®

Grocery and Health (drug store) category purchases are calculated at an earnings rate of 10 PC Optimum points per $1 spent. Points amount shown for Health category also includes the 15 points per dollar of eligible purchases at Shoppers Drug Mart and Pharmaprix earned by all PC Optimum members.

Gas category purchases are calculated at a rate of 10 PC Optimum points per $1 spent. Bonus PC Optimum points per litre of gas are calculated at an earnings rate of 30 points per purchased litre of gasoline at Esso™ and Mobil™ stations in Canada, which includes the points per litre available to all PC Optimum members, which may vary by province and location. You may be eligible to earn additional points depending on, the location of the Esso™ and Mobil™ stations in Canada.

Travel category purchases are all made with pctravel.ca.

All other purchases are calculated at an earnings rate of 10 PC Optimum points per $1 spent.

8)Calculation Assumptions for PC Financial World Mastercard®

Grocery category purchases are all made at participating grocery stores where President's Choice products are sold at an earnings rate of 20 PC Optimum points per $1 spent. Participating grocery stores means the following: Atlantic Superstore, Extra Foods, Fortinos, Loblaws, Maxi, Maxi & cie, no frills, Provigo, Real Canadian Superstore, SaveEasy, SuperValu, valu-mart, Your Independent Grocer, Zehrs, and Dominion stores in Newfoundland and Labrador.

Health (drug store) category purchases are all made at either Shoppers Drug Mart or Pharmaprix at an earnings rate of 20 PC Optimum points per $1 spent. Points amount shown for Health category also includes the 15 points per dollar of eligible purchases at Shoppers Drug Mart and Pharmaprix earned by all PC Optimum members.

Gas category purchases are calculated at a rate of 10 PC Optimum points per $1 spent. Bonus PC Optimum points per litre of gas are calculated at an earnings rate of 30  points per purchased litre of gasoline at Esso™ and Mobil™ stations in Canada, which includes the points per litre available to all PC Optimum members, which may vary by province and location. You may be eligible to earn additional points depending on, the location of the Esso™ and Mobil™ stations in Canada.

Travel category purchases are all made with pctravel.ca.

All other purchases are calculated at an earnings rate of 10 PC Optimum points per $1 spent.

9)Calculation Assumptions for PC Financial World Elite Mastercard®

Grocery category purchases are all made at participating grocery stores where President's Choice products are sold at an earnings rate of 30 PC Optimum points per $1 spent. Participating grocery stores means the following: Atlantic Superstore, Extra Foods, Fortinos, Loblaws, Maxi, Maxi & cie, no frills, Provigo, Real Canadian Superstore, SaveEasy, SuperValu, valu-mart, Your Independent Grocer, Zehrs, and Dominion stores in Newfoundland and Labrador.

Health (drug store) category purchases are all made at either Shoppers Drug Mart or Pharmaprix at an earnings rate of 30 PC Optimum points per $1 spent. Points amount shown for Health category also includes the 15 points per dollar of eligible purchases at Shoppers Drug Mart and Pharmaprix earned by all PC Optimum members.

Gas category purchases are calculated at a rate of 10 PC Optimum points per $1 spent. Bonus PC Optimum points per litre of gas are calculated at an earnings rate of 30 points per purchased litre of gasoline at Esso™ and Mobil™ stations in Canada, which includes the points per litre available to all PC Optimum members, which may vary by province and location. You may be eligible to earn additional points depending on the card you hold, the location of the Esso™ and Mobil™ stations in Canada, and the type of fuel you purchase.

Travel category purchases are all made with PC travel services at pctravel.ca.

All other purchases are calculated at an earnings rate of 10 PC Optimum points per $1 spent.

All results are shown for illustrative purposes only.

®/™ Trademarks of Loblaws Inc., used under license.

Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. President's Choice Bank is a licensee of the marks.

Shoppers Drug Mart®, Pharmaprix® and logos are trademarks of 911979 Alberta Ltd., used under license.

Esso is a trademark of Imperial Oil Limited. Imperial Oil, licensee. Mobil is a trademark of Exxon Mobil Corporation or one of its subsidiaries. Imperial oil licensee.

President’s Choice Financial® Mastercard® is provided by President’s Choice Bank.

The PC Optimum™ loyalty program is provided by President's Choice Services Inc.
Thread Summary
Get 100,000points with a new PC Financial® Mastercard®
11 replies
Jr. Member
Apr 19, 2020
168 posts
179 upvotes
langley
Haven't had there card in a year or 2 would I still get the sign up bonus
Newbie
Dec 3, 2016
5 posts
I'm a little new to this whole Optimum points thing.
I just signed up for the PC MC and got a confirmation email that it has been approved and the card is on its way. Should I still need to sign up for a PC Optimum account? During the sign up it asked if I would like to link them, but I chose 'no' because I didn't have one. From what I gathered, the PC MC would have its own Optimum points account that is distinct from a regular PC Optimum account.
Now, part of the reason I signed up for the card is because I'm looking to make a purchase from Joefresh.com and I understand that we can currently earn 15,000 points. Unfortunately, since the card hasn't arrived yet, I wouldn't be able to make the purchase using the card but then am I then forced to sign up for the separate Optimum account to pick up this offer and them link them after I get my card? It all seems a little messy, I don't know why they didn't just make you create a PC ID / Optimum account when I was applying for the credit card. So once the card gets here is it going to instruct me to create a PC ID so that I can manage it's points as well?
Member
Jan 5, 2018
222 posts
180 upvotes
so its taking like a week and a half to get a reply. does this mean it is declined

;_;
NOT A WOMAN. JUST GOT A WEIRD NAME. I AM A MAN. THANKS.
Deal Expert
User avatar
Nov 16, 2004
19434 posts
7043 upvotes
Toronto
ncertainties wrote: I'm a little new to this whole Optimum points thing.
I just signed up for the PC MC and got a confirmation email that it has been approved and the card is on its way. Should I still need to sign up for a PC Optimum account? During the sign up it asked if I would like to link them, but I chose 'no' because I didn't have one. From what I gathered, the PC MC would have its own Optimum points account that is distinct from a regular PC Optimum account.
Now, part of the reason I signed up for the card is because I'm looking to make a purchase from Joefresh.com and I understand that we can currently earn 15,000 points. Unfortunately, since the card hasn't arrived yet, I wouldn't be able to make the purchase using the card but then am I then forced to sign up for the separate Optimum account to pick up this offer and them link them after I get my card? It all seems a little messy, I don't know why they didn't just make you create a PC ID / Optimum account when I was applying for the credit card. So once the card gets here is it going to instruct me to create a PC ID so that I can manage it's points as well?
Just walk into a grocery store or JoeFresh and get an Optimum card, then place your order. You can link another time.

Most people have both cards IMO. I guess technically you could have JUST the MasterCard if you are saying it holds its own points, but it's like, why would you have a credit card earning Optimum points when you don't own an Optimum card lol
RedFlagDeals Addict
Newbie
Dec 3, 2016
5 posts
Thanks.
Just want less cards, and more so less accounts out there. Thought the MC would essentially function as an Optimum card.
Member
Sep 11, 2012
258 posts
32 upvotes
BRAMPTON
ncertainties wrote: I'm a little new to this whole Optimum points thing.
I just signed up for the PC MC and got a confirmation email that it has been approved and the card is on its way. Should I still need to sign up for a PC Optimum account? During the sign up it asked if I would like to link them, but I chose 'no' because I didn't have one. From what I gathered, the PC MC would have its own Optimum points account that is distinct from a regular PC Optimum account.
Now, part of the reason I signed up for the card is because I'm looking to make a purchase from Joefresh.com and I understand that we can currently earn 15,000 points. Unfortunately, since the card hasn't arrived yet, I wouldn't be able to make the purchase using the card but then am I then forced to sign up for the separate Optimum account to pick up this offer and them link them after I get my card? It all seems a little messy, I don't know why they didn't just make you create a PC ID / Optimum account when I was applying for the credit card. So once the card gets here is it going to instruct me to create a PC ID so that I can manage it's points as well?
You still need a pc optimum card. The MC does not have it's own points. You actually get pc optimum points when shopping with the MC. Hence the reason for linking the pc optimum card and mastercard.
At checkout you will need to either scan your pc optimum card first when they ask for points card then pay with the mastercard or scan the mastercard then pay with the same mastercard. The reason for scanning the mastercard initially is for it to read your linked pc optimum card.
If you don't do the initial scanning when they ask for the points card, you won't get any points for bonus offers. Instead you will just get the base points for using the mastercard.
Deal Addict
Dec 5, 2003
1414 posts
139 upvotes
When signing up its asking for a referral code. I've asked my friend but he can not find it. Any ideas?
Sr. Member
User avatar
Dec 16, 2007
725 posts
271 upvotes
Mississauga
Your friend needs to log online to their pc MasterCard account and click on My profile, then on the drop down, they’ll see refer a friend and click on that and it will give you the code.
Phoenix88 wrote: When signing up its asking for a referral code. I've asked my friend but he can not find it. Any ideas?
Deal Addict
Dec 5, 2003
1414 posts
139 upvotes
dragonflower77 wrote: Your friend needs to log online to their pc MasterCard account and click on My profile, then on the drop down, they’ll see refer a friend and click on that and it will give you the code.
Thanks! Finally signed up after waiting years to do so. Says I will receive the card in 3 to 5 business days.
Sr. Member
Apr 7, 2019
869 posts
994 upvotes
ncertainties wrote: Thanks.
Just want less cards, and more so less accounts out there. Thought the MC would essentially function as an Optimum card.
It does. You don't need a separate Optimum card and Your credit card will work as Optimum card. Logon to your PC Financial account and you will see that an Optimum # is already assigned to you which is associated with your Credit card.

Source: I have used spouse's PC WE MC for shopping at NoFrills and Esso and all the points show up in her PC Financial Account. She does not have any Optimum card.
Sr. Member
User avatar
Dec 16, 2007
725 posts
271 upvotes
Mississauga
Great! You signed up using the link in the first post and just added the referral code in the application, right? In the other PC Mastercard threads with the 100k bonus, I saw that some people just signed up without using the campaign links by mistake and the CSR wouldn't give them any bonus when calling in and escalating to the supervisor.

Although, with the referral code, I'm not sure you'd get anything. Your friend gets 10k points for every referral that spends $100 up to a max of 100k, but it doesn't specify if we also get anything.
Phoenix88 wrote: Thanks! Finally signed up after waiting years to do so. Says I will receive the card in 3 to 5 business days.

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