PC Financial Mastercard - A hot deal - Page 2

Aug 3rd, 2008 1:04 am

#21

puneet: Sr. Member; Mar 29, 2008; 820 posts; 93 upvotes; GTA

Aug 3rd, 2008 1:04 am

sorry if i am rude, but this post is a shear waste of everything. Wut i gather form op is ...............the one he is using PC masercard is good and rest almost everything in C**P.

Though I also use PC mcard a lot but that dosnot mean its the best for everyone............diffenert peopl, different needs, different cards.

Aug 3rd, 2008 1:04 am

#22

Ikerr1974: Member; May 11, 2006; 255 posts; 17 upvotes

Aug 3rd, 2008 1:04 am

PC Mastercard...SUCKS! I have one myself but did not even activate the newest one. Their interest rate is far too high. No thanks! I will stick to Amex much better card in my opinion.

Aug 3rd, 2008 1:07 am

#23

ykshum: Deal Addict; Mar 27, 2008; 1392 posts; 179 upvotes; Toronto

Aug 3rd, 2008 1:07 am

he lives with his dad who apparantly works for PC

Honestly, not a hot deal, it's like how you always need gas and citi mastercard have petro points.. therefore citi mc is the best.. flawed argument..

It's a nice deal to use when I grocery shop but it's not so much the best where I only carry that around.. I still have my Citi Petro for gas, and 2% dividend for everything else..

Unless RFD are all hungry people who shops in Loblaws day in day out, this is just as similar deals to handful of options out there..

My Rogers Plan: 250 DT, Unlim. inc., Unlim. E/W @ 8pm, 100 CDN LD, 100 txt sent/unlim. rec., CID/VM/Call forward & transfer = $15.90/month after all tax and fees.

Aug 3rd, 2008 1:21 am

#24

belfour: Deal Guru; Dec 30, 2004; 13050 posts; 845 upvotes; Toronto

Aug 3rd, 2008 1:21 am

ummm Welcome to 2001

(when the card came out

)

Aug 3rd, 2008 1:24 am

#25

felix: Deal Expert; Oct 15, 2002; 17278 posts; 73 upvotes

Aug 3rd, 2008 1:24 am

Sorry, but how is this a hot deal? This PC Financial MC has been around since forever! And yes it is a good card. Essentially 1% cash back without having to wait till end of the year to redeem your reward.

Aug 3rd, 2008 1:26 am

#26

jonnnny: Sr. Member; Mar 15, 2005; 973 posts; 46 upvotes; Toronto

Aug 3rd, 2008 1:26 am

Some other no annual fee >= 1% reward cards:
Citi Enrich Mastercard
Citi Driver's Edge
Dividend card from almost every bank

Not to mention PC doesn't offer extended warranty on computer products

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Aug 3rd, 2008 1:27 am

#27

Shinjieva01: Deal Addict; Dec 13, 2005; 1799 posts; 237 upvotes; Toronto

Aug 3rd, 2008 1:27 am

I_live_with_my_Dad wrote: ↑Most cards have an annual fee.

not my canadian tire card... which was FREE

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Aug 3rd, 2008 1:35 am

#28

Fobulous: Deal Addict; Aug 3, 2004; 1800 posts; 15 upvotes

Aug 3rd, 2008 1:35 am

jonnnny wrote: ↑What's better than free groceries? Free cash.
What's better than 1% return? 2% return.

http://www.redflagdeals.com/forums/show ... p?t=480490

deals expired

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Aug 3rd, 2008 1:41 am

#29

Messerschmitt: Banned; Jul 17, 2008; 11042 posts; 3869 upvotes

Aug 3rd, 2008 1:41 am

I find the PC MC very very good. Since I allways shop for groceries at Super Store, and the fact that I can get 20$ in value as soon as I have the points (and I don't have to wait 1 year) makes it really really great.

Aug 3rd, 2008 1:43 am

#30

weilyan: Sr. Member; May 28, 2005; 856 posts; 15 upvotes; Montreal

Aug 3rd, 2008 1:43 am

I_live_with_my_Dad wrote: ↑The 11.5 cents is Winnipeg exclusive.

well not a bad deal IF you live in Winnipeg...

Aug 3rd, 2008 2:27 am

#31

Dealdood: Jr. Member; Mar 10, 2003; 143 posts; 13 upvotes

Aug 3rd, 2008 2:27 am

PC MC was good for only one thing in the beginning and that was for balance transfers upon initial activation. When they had 3.97% until balance paid off, none of this 12 month crap that other cards had. Saved me a lot when consolidating other debts.
Now they are at 4.97% for 6months or something.

Anyways my PC MC is gathering dust as well, I think they offered me 10,000 pts to use it last month so i bought a small item, that was hot $10 free grocery reward for buying a 99 cent pack of gum. Otherwise this "deal" is cold ...

Aug 3rd, 2008 5:40 am

#32

danibelo: Member; Jul 17, 2007; 229 posts; 20 upvotes; Vancouver

Aug 3rd, 2008 5:40 am

weilyan wrote: ↑well not a bad deal IF you live in Winnipeg...

I'd say-a fantastic deal for those that live in Winnipeg.
I have AMEX with 2%, but I do not use it as it is not accepted for my rental payments, in RCSS or in restaurants I usually take my lunch. So it would not be easy to overpass the limit of $5k that only after that you would get 2%. So this card for me will be better as it does not have (?) any limit and is accepted in all the above mentioned places.
Do they offer sometimes a higher bonus than that is offered currently (5000 points=only $5)?

Aug 3rd, 2008 5:46 am

#33

thehockeyguy: Deal Addict; Sep 4, 2003; 4923 posts; 552 upvotes; BC

Aug 3rd, 2008 5:46 am

i love using my pc card.. every time i go to superstore, i hardly have to pay anything for my groceries.. bought a wii, and 40gb ps3 for $100, can't beat that.

Aug 3rd, 2008 9:14 am

#34

ATLien69: Deal Addict; Jul 22, 2002; 2552 posts; 403 upvotes; Durham Region

Aug 3rd, 2008 9:14 am

Yes I love PC MC... I spend about $1000-$2000 per month on my MC and thus get an extra $10 to $20 each month worth of points. After a few months I go and buy something with the points earned.

And forget talking about interest %, b/c if you aren't paying off the balance each month in full, you need help. I've never given one cent to any credit company, balance always paid off in full each month. So yes PC MC is a greeeeeaaat card! (for me)

Aug 3rd, 2008 9:30 am

#35

CSR: Deal Expert; Sep 4, 2003; 18623 posts; 179 upvotes; Toronto

Aug 3rd, 2008 9:30 am

I_live_with_my_Dad wrote: ↑The 11.5 cents is Winnipeg exclusive.

The American Express card is not accepted at as many places as Mastercard.

When you get those cash back income on American Express, that is taxable income.

The government is taking your money... it is illegal not to claim it.

So... if a person spends $10,000 / year on their credit card... they get $100 in groceries on PC or $137.50 in cash in American Express

Since Amex is accepted at less places... coupled with money being used RIGHT AWAY on groceries rather than waiting every year for a dividend.... my PC Financial deal is HOTTER

Just for the record, the rebate is NOT taxable. Hence a rebate. The amount is taken off from the Dec/ Jan bill.

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Aug 3rd, 2008 9:42 am

#36

HDawg: Deal Addict; Apr 30, 2006; 3450 posts; 2854 upvotes; Markham

Aug 3rd, 2008 9:42 am

Strange troll thread, but nonetheless, I do use my PCMC, but almost exclusively at Loblaws or Maxi (QC). I use my reg Costco Amex almost everywhere else.

Aug 3rd, 2008 9:52 am

#37

bubble.tea: Deal Expert; Jun 3, 2005; 28681 posts; 1321 upvotes; PunkeyDoodles Corner…

Aug 3rd, 2008 9:52 am

OP should be banned 1 week for a pompous style hot deal false advert attitude adjustment period.

oh and also change thread to WINNIPEGGERS only.

AMEX 2% FTW!

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